Easy Money

Easy Money is a finance institution located at 309 2nd Avenue Northwest in Cullman, Alabama, United States. Life can throw unexpected challenges our way, and when it does, Easy Money is here to help make things a little easier as your trusted community lender. Our dedicated team is always ready to assist you in getting back on track so you can focus on what truly matters. With cash centers conveniently located in Alabama and Tennessee, we are just around the corner to provide you with the financial assistance you need.

Our friendly and knowledgeable team is committed to delivering exceptional customer service to everyone who walks through our doors. As a local lender, we strive to create great experiences for our customers in need. In addition to offering various loan options, we also provide services such as money orders and check cashing. Visit us to learn more about the range of services we offer.

Please note that there are numerous financial products available in the market, so it is important to choose the one that best suits your financial needs. Small-dollar loans used over an extended period can be costly. Our loan products are subject to state regulations, eligibility, credit check, underwriting, and approval. Rates, terms, and conditions apply, and not all products are available at every location. Lending decisions and funding times are subject to system limitations and may require additional verification in some cases.

In addition to loan services, we also offer non-loan services with specific rules, restrictions, and fees. Customers in Alabama must be at least 19 years old to apply, and title loan amounts are determined by the condition of the vehicle and borrower's income. Title loans are made under the Alabama Pawnshop Act.

For customers in Tennessee, there is a minimum principal reduction requirement for Line of Credit Products. Early direct deposit availability may vary depending on payor type, timing, payment instructions, and bank fraud prevention measures. Customers may access free ATM locations through the app, with limits on the number of free withdrawals per month.

As a financial institution, we comply with the USA PATRIOT Act, which requires us to obtain, verify, and record information to identify each person opening an account. You may be asked to provide personal information and documentation for identification confirmation. Approval is contingent upon successful completion of this mandatory process. Trust Easy Money to provide you with the financial assistance you need in a convenient and reliable manner.