Bespoke Financial Planning LLC

"We have been working with John since 2019 and are very happy we decided to put some structure to our financial planning! As two relatively finance-savvy people, we weren't sure if we needed a financial planner, but John's approach, tools, technologies and the structure and follow up he provides has been invaluable. There is no doubt that John is committed to his clients and to staying on top of trends, regulations, etc. as it relates to his offerings as a financial planner. He is diligent, reliable, and reinvests in his business by participating in a professional association of financial planners. He clearly enjoys his work and is curious to learn about new areas so he can better help his clients. We especially appreciate how he adapts to our needs and interests, such as researching student loan options, exploring ESG and sustainable investment options, etc. John's model is also fee-only, so he's really there to guide us to the best decision and doesn't have any financial interest in the outcome. On a personal note, John is kind, thoughtful, and always happy to help. Both my husband and I have switched jobs in the last few years, and with each big life change we know we can book 30mins to check in with John and talk through our benefits options, investment approach for 401ks, etc. It has been really helpful to be able to lean on John and we both feel more confident that we have a solid financial plan for the years to come!"

"I've had very positive experiences with John helping me with my financial planning. I had previously invested through a bank's mutual funds and wanted assistance with making more savvy investment decisions with my money. He helped me create a similar portfolio made of ETFs, tailored to my risk profile and financial goals. The new portfolio has saved me a lot of money year over year in MERs. He is methodical and professional. More importantly, my money is growing at a great pace. I highly recommend him for financial planning."

"My husband and I are very happy with the financial services we receive from John. We have a financial plan uniquely tailored to our needs and goals. He is very responsive and available when we have questions. We have found great value in his approach to tackling the big questions - budgeting, taxes, wills, etc. We both sleep better at night knowing John is there to help us navigate our financial future."

"John (owner of Bespoke) is a highly professional, highly organized and highly prepared individual. He always comes to our meetings ready to discuss our financial plans. John is especially adept at minimizing your tax burden both in the short and long term. I thought I knew how to do that effectively through long term capital gains, traditional/Roth IRAs/401ks but have learned a lot more from John. His rates are very reasonable (probably even below market) and based on your success (he makes more money when your net worth goes up). His tax mitigation strategies have easily paid his fees and then some. He also uses a data driven approach to investing, in which he uses data tested portfolio blends rather than taking a more lazy/generic approach of 60/40 or your age in % in bonds approach. Finally, he has never suggested anything that makes us uncomfortable. We have had previous experiences where a tax advisor was suggesting things that we were uncomfortable doing as they were more or less in a 'grey area'."

"I am very impressed with Bespoke Financial Planning. John has helped us define our financial goals and given us tangible ways to achieve these goals. He is organized and detail oriented. I also appreciate that he is able and willing to explain relatively complex issues to me in a way that I feel comfortable with the various strategies."