First Commerce Financial, LLC - NMLS #137512 - Michigan 57340 Goodison, New Hudson, MI 48165
About the Business
First Commerce Financial, LLC is a finance institution located at 57340 Goodison, New Hudson, Michigan, United States. With NMLS #137512, we offer transparent mortgage solutions with the lowest rates and fees. Our co-founders, Kirk Chivas and Ken Turkington, have over 50 years of mortgage experience and have helped thousands of borrowers achieve their dream homes since 1997. Whether you are a first-time buyer or a seasoned real estate investor, we make the process easy for you.
Before making an offer on a property, it is important to get your pre-approval letter ready. We will ask you about your income, assets, credit history, and employment, and perform a soft credit inquiry to assess your credit scores and debt obligations. Once you start the application process, we will verify the information provided with specific documentation, such as tax returns, bank statements, and pay stubs. Our Underwriting Department may request additional information in some cases.
A pre-approval from us will give you an advantage when making offers on properties, as it assures real estate brokers and sellers that you are a qualified buyer. When you find your perfect home, simply provide your signed purchase agreement to your Loan Originator to complete the application process. We offer great rates and fees, and will guide you through the processing of your loan.
Buying a home is a sound investment, as each mortgage payment builds equity in a place of your own. Our goal is to empower you to make fiscally sound home financing decisions, and our pre-approval process ensures a stress-free house shopping experience. Get pre-qualified today and start your journey towards owning your dream home.
Photos
Location & Phone number
57340 Goodison Apartment 6101, New Hudson, MI 48165, United States
Reviews
"Ken Turkington and the team at First Commerce Financial were amazing to work with. Ken and Michael were both on top of our mortgage process start to finish, and were always quick to respond to any questions or concerns. We knew ahead of time that our application process would have a few challenges, but Ken strategized with us and was able to get us a great rate. First Commerce Financial was extremely communicative and knowledgeable, and as real estate agent, I always refer my clients to this lender. Now we’re in our amazing new house in Lyon Township, Michigan, and so happy to have worked with Ken for our home loan!"
"I worked with Ken on a mortgage that needed a quick turnaround and had tight deadlines. Ken and his team were always up to the task. They were able to meet with me virtually, explain all items to me in great detail, and were always responsive whenever I had questions. As a first time homebuyer Ken made sure that all questions or concerns I had were not only acknowledged, but answered to their full extent. My experience with First Commerce Financial was fantastic; I have already recommended them to multiple friends, and would recommend them to anyone!"
"Ken and his team at First Commerce provided outstanding service and support throughout the entire purchase of my new home. They went above and beyond to make it a smooth and successful process. E-signing the documents proved efficient and there were no surprises at closing. I highly recommend Ken and First Commerce Financial for any of your mortgage needs. I couldn't be happier!"
"I am so happy I used First Commerce! Ken assisted me with obtaining financing to purchase my first home. Ken went above and beyond to make it a smooth and successful process. He was honest and readily available to answer all of my questions. He was clear and thoroughly communicated my various options, and provided candid and sound advice. I really appreciated that the estimated “cash to close” numbers I was presented were so close to the actual numbers I paid. My realtor even commented on how “on top of it” First Commerce was and she was impressed how quickly they were able to move everything forward. I know that Ken’s help was a key reason I was able to successfully close on my house in under a month. I can’t recommend Ken and the First Commerce team enough!"
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