Creative Planning 9340 Montgomery Road, Montgomery, OH 45242

"Poorly managed my investments. Rolled over my 401k into an IRA and diversified my assets in a traditional “risk based portfolio” when the market was hot. That’s generally the right thing to do, however this included putting 20% in bonds when interest rates were near 0%, despite my better judgement and suggestion not to—they should have known better. They contacted me on a 2-3 month cycle (time based, not opportunity based) to see if I wanted to make a withdrawal, then their process was to simply look at which investment in the IRA was doing the best. I can certainly do that level of investment myself. The diversified portfolio they set up for me lost over 20% in the past year. I did better managing a simpler portfolio on my own."

"Creative Planning is amazing. In the old days I managed my investments. Every day I was online reading conflicting articles about the market or my stocks. Every day I struggled with interpreting what to do with my investments. Often it led to bad decisions. After much research I decided if I was going to let someone else manage my investments, they had to be the best. And I definitely made the right decision. Their only incentive is to grow my assets and protect them for my retirement. I am retired and now pay no attention to the market, up or down. Over the eight years with them my returns have been far more consistent and better than when I did it myself. I trust them so much I now have them do my estate planning and taxes. It has significantly simplified my life. My Account Executive, Kevin Copley, is great at communications and managing my questions. They pay attention to my investments. They have no incentive to make trades, only to grow my assets. I regularly get emails from them explaining the trades they make for tax purposes, or managing losses, or reaping profits when they think certain class of investments is at a peak. I've made a lot of very important decisions in my career and life. Turning my investment management over to Creative Planning is clearly the best decision I've ever made. I highly recommend them to you as I do to all of my friends."