Graham Capital,

4950 W Kennedy Blvd #101, Tampa, FL 33609, United States

"I have worked with David and his team for around 10 years now, just a wealth of knowledge and experience, highly recommend making an appointment if you are near retirement or already retired and looking for guidance or a second opinion."

"We began using Graham Capital close to six years ago. Over that time, our impression of their operation has continued to grow. Their in house services are excellent. They are thorough, informative and always quick to respond. We had an unexpected event arise recently and they went above and beyond to help us with the situation. We are so pleased we chose them to help with our retirement planning."

"My case may be an anomaly; I’m not sure, but this is my story. I signed on as a client with Graham Capital Advisors in 2015 with any eye toward retirement in 2018. After my initial consultation with David Graham, I moved all of my retirement planning and investing to Graham Capital Advisors, and I have accepted ALL of their advice regarding my investment finances since that time. And, BOY AM I EVER GLAD I DID because I received amazing news today that one of my accounts has grown by an astounding 44%!! And a second account is growing in the 30% range. Both are well above market averages. Two things I know for sure: Never could I have achieved results like this on my own, and my previous advisor was nowhere close to this. I am very fortunate to have prospered so much in such a short period of time under David Graham’s tutelage, and I am very grateful to be entering my retirement with profound peace of mind. Obviously, my experience with Graham Capital Advisors has been overwhelmingly positive, and I would recommend them to anyone. They really do put their clients’ interests first."

"If you hear Jack and Ted on WFLA advertise for David Graham, turn the radio off. No good will come of contacting David Graham. I bought into this in 2012. They were saying at the time that David is a fiduciary and guaranteed seven percent. David convinced me that the stock market was going to tank and that I should immediately cash out my 401K and put it into Security Benefits TVI Indexed Annuity. The stock market has more than doubled since then. He told me at the end of 5 years the index component would be added to my account. After 5 years the TVI index produced $0 return. He didn’t tell me that my money was locked in for 10 years with a severe withdrawal penalty. Each year their fees were 50% more than the return. I couldn’t leave my money in there any longer. If you want to turn $146,000 into $135,000 over 5 years (-$11,000 or -7.5%) call David. Thanks a lot Jack and Ted."

"After listening to the "talent" on WFLA advertise for Graham Capital, I made an appointment to meet Mr. Graham to discuss investing a sizeable amount from my company 401K I was closing. I explained that I was not interested in growing my savings but rather investing in a conservative, safe investment that would maintain my capital and would at least keep me ahead of inflation. After listening to Mr. Graham tell me that I should use Grecian Formula to dye my hair like he did and how Graham wasn't really his name but he changed it to Graham because his real name was too hard to pronounce I started to doubt his advice. He then proceeded to tell me that I should invest in a Hedge Fund. I am certainly not a financial expert but I do know that Hedge Funds are risky and not the safest investment option. I don't believe Mr. Graham was looking out for my interests as much as he was looking out for himself. I would be very skeptical about dealing with this company. I don't trust them based on my experience. Buyer be ware."