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VYRD Insurance Company
360 Central Avenue, St. Petersburg, Florida, United States
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About the VYRD Insurance Company
VYRD Insurance Company, located at 360 Central Avenue in St. Petersburg, Florida, understands the unique challenges and beauty of living in the Sunshine State. With a strong focus on balance sheet strength and an "A" Exceptional Financial Stability Rating from Demotech, Inc., VYRD offers modern solutions for Florida homeowners. Their innovative products, such as Smart Home Water Protection, are designed to protect your most valuable asset and mitigate potential losses. By offering discounts for preventative measures like installing water leak sensors and utilizing their Preferred Contractor Network, VYRD goes above and beyond to keep you and your family safe. Their commitment to building strong relationships with their reinsurance partners ensures that they will be there to pay claims, no matter the changes in the insurance marketplace. With a dedicated team of knowledgeable agents across Florida, VYRD is your trusted partner in finding the right coverage for your home. Experience the difference with VYRD Insurance Company.
Photos of VYRD Insurance Company
360 Central Ave #1225, St. Petersburg, FL 33701, United States
Opening hours of VYRD Insurance Company
Monday:
08:30 - 17:00
Tuesday:
08:30 - 17:00
Wednesday:
08:30 - 17:00
Thursday:
08:30 - 17:00
Friday:
08:30 - 17:00
Saturday:
Day off
Sunday:
Day off
Reviews of VYRD Insurance Company
"Kind of annoyed bc when you log in to your policy there is a discounts tab. I live in a 24/7 gated community with security. You supposedly get a discount for this and they request a letter from the community which I promptly sent them about 9-10 months ago. No discount was ever applied. No response. I really don't like liars. I am sure my renewal premium despite living in a non-flood zone and no claims will double. Just waiting for it...I am already shopping in anticipation of whats coming down the pike."
"Trying to leave. Getting quotes. No flood zone, brand new windows, wind mitigation report great. North florida. Why would they keep increasing rates?? Every time I turn around mortgage goes up."
"I had mold after water damage in my home unit. Although I have coverage the adjuster did not address this issue. I ended up paying thousands out of pocket and yet to be reimbursed. Beware"
"So far, so good. I have not had to file a claim (hoping I never have to), so I can only speak on everything but that. I left Citizens after shopping the private market and came across VYRD. my premium for the same coverage is $3549, which is about $700 cheaper than what I was originally paying. They have an app - Very user friendly, and it also breaks everything down while providing real world examples. The discounts - They partnered with this company called Notion, who will send you out 5 water leak sensors for free, once activated, will offer you a discount on your policy. That was cool. They don't have as many discounts as some of the other carriers, but half the time you don't qualify for them anyway. If you also agree to use a licensed and insured contractor in case of any damage, you get another discount. (Smart home water protection discount is 15%, Preferred Contractor Endorsement discount is 5%, and Claim free discount is 5%) Solar panels - They cover them without any additional cost, which was something I needed. Don't get me wrong, I like VYRD, but that does not mean that I trust them (They haven't given me a reason to not trust them...yet). If at any point anything between them and I change, I will be back to change my review. It is only fair to leave a good review, since I would leave a bad review if needed. UPDATE** It is now 12/5/2023 - No claims this past year, no missed payments or anything like that; not even a phone call. My renewal is in and my premium for the same coverage is $4250. I will definitely be shopping around and removing my 5 star rating. I understand that VYRD isn’t to blame per se, but they’re not entirely blame free. By having me as a client, I cost them very little, a stamp and envelope, maybe? To send out my documents, but have given them so much. To raise premiums above 15% is insane and greedy to me."
"I just got my second year renewal from VYRD insurance and so far I'm really happy. I got an average rate for South Florida but it was much better than everyone else. Any time there is a major flooding or storm incident, I get emails and letters asking us if we need to make a claim. PLEASE NOTE: I have never made a claim so I have no experience with that. A little concerned by some of the reviews around claims and hope that isn't the 'norm'. However, my renewal didn't even go up one dollar. I was dreading getting the renewal after my experience with my last carrier. We are very careful not to make claims unless absolutely necessary so I'm very happy that for once, it was rewarded with no increases even though Ian impacted other areas last year. I hope this experience continues - if so, they have a customer for life!"
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