OneMain Financial 3815 U.S. 1, Cocoa, FL 32926

"I was trying to consolidate around 20k in credit card debt. They did a soft pull on my credit and I was told in writing a qualified for a loan with a lower monthly payment. I called back and was told they needed to do another soft pull. Afterwards, they said I did qualify for that loan ( although nothing had changed) and that my only option was a program that required me to default on all my credit cards payments. This naturally brought up more questions. At this point the rep hung up on me once she sensed I wasn’t going to take the loan. I called back annoyed but calm to explain the situation. The second rep would not provide his name and hung up on me a second time. This company will hold your debt over head and use fear as a motivator to bait and switch whatever product they’re pushing. DO NOT use this company."

"Friendly staff, easy process. Very happy with all of my experiences with OneMain."

"I have bad credit because of my husband not telling me when he purchased a brand new RAM Dodge Truck in 2018 - He was no longer able to donate money to our joint effort to pay our living expenses (mortgage, electric, water, food, etc...) - I was able to stay afloat until about a year ago - I always paid the mortgage (you have to have a place to lie your head), water & electric; so, food was where we had to cut corners - Thank you so much OneMain Financial to again allow for us to provide for our family - I had good credit before marriage - With the Lord's help and our faith, we will"

"As others have stated I regret this decision. Yes the process was easy and they were pleasant. Of course they were, they just want to get you a loan and charge you ridiculous amounts of interest. I wouldn't say I was desperate when I took the loan, I should have used better common sense. They like to call me once a month to let me know that "They are here for me". Of course you are. Not. I can't wait to be done with this loan, hoping to pay it off in full soon. Oh and Stop calling me."

"I have had 3 loans with this company! Great place to do business. David who is a loan consultant was very professional and knew how to process our loan quickly. Details of our loan were clearly disclosed and insurance products were optional and our decision. Also we loved the fact that we have no prepayment penalty on our loan!!!"