Capital City Bank

"A vote of Zero stars, with zero confidence, is awarded by me, to Capital City Bank and Trust in Tallahassee, FL. for masterminding a coup against the rightful heirs of John C. Reliford, whose estate was seized and pirated by CCBT. Entering its third year of deliberation, the first funds were released to John’s surviving three heirs, myself (Dorinda), and siblings Christine and Brian. Jeffrey, the fourth heir, died nearly two years ago before receiving any compensation. Pressured by the courts, after surpassing an extended deadline to settle by June 30, 2022, a rush began to dispose of the three real property assets which made up the sum of the worth of the estate. Two parcels of unimproved lots in Maine (one assessed for over $60,000, the other not), were sold as one for $40,000 to a private buyer. Pressure in the form of threats to foreclose by VP Melissa Wright forced me with grave misgivings, to accept the undervalued sale price. A settlement sheet revealed that we heirs were charged $20,000 in taxes fines, penalties, fees, interest for three or more previous years of unpaid debts against the estate, although liquid funds were available in the estate to pay off these debts and thus avoid at least $10,000 of accumulated losses. Past due utilities, lawn care ($10,000 and ongoing), property repairs previously reported at $50,000 due to the house’s construction comprising two mobile units joined together to create a single residence. A 6% realtor’s fee of $2,400 was another cost, even though the realtor had no contact with the “sellers” (heirs), did not represent their best interests and wasn’t present at the settlement. As a former licensed realtor for seven years, never had I ever heard of a seller’s agent collecting a full commission without providing fiduciary expertise. The $40,000 sale price was reduced to $8,800 per heir as the only payment to three heirs from an estate originally valued at approximately $350,000. Since no accurate estimate, records of expenditures and payments, or checks and balances has been submitted to the heirs, only CCBT knows where the heirs’ rightful legacy disappeared. My best bet is that CCBT’s many employees assigned to John’s estate are the true beneficiaries and heirs apparent."

"Randomly holding payroll checks in violation of Fed Reserve Reg CC, not releasing holds when they say they will, not even calling you back when they say they will. In 7 short years, this went from a friendly institution to a financial predator. Good luck with the Office of the Comptroller of the Currency complaint I filed."

"They declined a simple once yearly request for a small amount of funds ($900) to help pay off some personal debts, even though I reluctantly and without a choice am forced to bank with and invest in them as both an income and remainderman beneficiary...a total of over $6Mil...btw that # hasn't changed in over 20 years...SHOULD BE WAY OVER $10MIL BY NOW!"