HCC Loans / Home Credit Corporation - Durham, NC

"They really look at the person not your credit"

"Just saw a group of people Jerry is just very not understanding they took my car. They repo my car I got the money the next day now he’s not trying to let me get my vehicle back. I spoke to other dealers that knows him as well and also says he’sa horrible person do not go to them"

"Terrible company. I would NOT recommend. Gerry Hedgepath (office manager) was VERY rude and would NOT answer any of my questions. I asked multiple times to be transferred due to him not answering the questions I asked, he disconnected the call. I called back and was told he was the only person I could speak with and there are no other finance officers within the company. Gerry denied my application, (which is fine) but his reasoning to me was that " co-signers have to live with the applicant" which I have never heard.... Just PLEASE BE AWARE OF THIS COMPANY. OFFICE MANAGER BASES DECISION OFF PERSONAL REASONING."

"I was so excited to be building my credit with this company but everything has turned into a nightmare since I’ve called to make my first payment. They ended up taking more than what they was supposed to and I had to in fact wait 2-4 days just to receive funds back to my bank account about something they did on there end I’m not happy at all & I won’t be doing this again with this company."

"I've been taking out small loans with this company for over five years. Interest rate isn't terrible, they are easy to work with. As long as you make your payments on time, they will continue to give you loans. They also report to the credit bureau, which has helped my credit score a lot."