Fogner Insurance Agency

"Very happy and friendly folks"

"If you're looking for honest and full disclosure, this is definitely not your Agency. Are they friendly and responsive, yes. Are they honest and ethical, not exactly, at least Tammy isn't. I was sold a Wind & Hail policy with a 10% deductible and never once did Tammy mention or clarify to me that would equate to a "$10,400.00 deductible", all I was told was 10% deductible, with zero clarification of what that meant. There is no way that anyone (especially me) would NOT recall of having a $10,400.00 deductible on their policy. I was under the impression, when speaking with Tammy that my 10% deductible would be 10% of a claim amount. I found out about my deductible after Hurricane Ian. A huge tree fell on our mobile home, causing $14,800.00 in damage and the adjuster then brought it to my attention that we had a $10,400.00 deductible, yes "10% of the Policy Amount". Again, I was never told these specific and important words, I was only told 10% deductible. These are word games that dishonest people play as far as I'm concern. As an Agent, Tammy should have provided me with full disclosure when discussing insurance policies with me and clarifying the actual deductible amount and not just percentages. In retrospect, when it came time to renew my policy, last year, I spoke to Tammy and requested to increase my coverage from $104,000.00 to $200,000.00, and Tammy insisted that my mobile home was not worth that much and was really adamant about increasing my coverage amount, so I didn't increase the coverage amount, but as my Agent, she never said by the way, that would also increase your deductible to $20,000.00. Why would an agent not disclose and clarify this? Now I know why, the obvious answer is because she did not want me to know that I already had a ridiculously high deductible. Again, dishonest word games. I've already begged Tammy to never do this to anyone ever again. I would never recommend anyone to Fogner Insurance again."

"It is so nice to sit in front of an insurance agent and get print outs of your coverage. MRS FOGNER was so very knowledgeable of what we had in coverage and what she could offer us. Saved us hundreds of dollar$ and got more coverage. 5 stars for MRS FOGNER and 5 stars for the progressive insurance coverage we got. It pays to shop around..."

"Great place to get insured no matter if it auto , home , life , or somewhere in between. Everyone at Fogner insurance will help you and value ur business with them. I have had insurance here for over 10 yrs. Thats for always being there to help me Fogner team!!!!!!!!"

"I have an online policy with progressive, so I have never had to have a physical agent... I received a letter for the need to verify my insurance form the DMV and not knowing exactly what to do, I called this insurance office. I spoke with Faye on the phone and she was willing to help me, no problem! They solved my issue very quickly and Faye was a sweetheart while doing so!"