Atlas Fiduciary Financial, LLC 393 Ramapo Valley Road, Oakland, NJ 07436

"Like most people did 30 years ago I kept my savings in a bank, usually with low interest however comfortable that it was insured. Following discussions with friends and co-workers I engaged the services of a large financial services holding company, which was ‘commission” based. Still new to the concept of building a retirement portfolio” it felt good to take this next step. The learning process continued and again thru networking I soon learned the difference between a “commission’ based and “fee only” arrangement offered by “certified financial planners”. Seeing the benefit of working with a “fee only” financial planner I made the switch and never looked back. It was in March of 2006 that my business relationship began with Stephen Craffen of “Atlas Fiduciary Financial”. It did not take long to realize I had made the right choice. From the first meeting I was comfortable sharing my financial and personal information and developed a high level of trust that continues to build to this day. While “acting as a fiduciary’ was not the catch phrase when we started as it is today, there was never any question that Stephen always had both me and my family’s best interest at heart when helping me work thru what life throws at you both personally and financially. My success is their success. Working with Steve has also allowed me the opportunity to work with Laura Mattia and Alison Hall. A quick visit to the company’s website will show you the high level of education along with all the credentials and experience each of them have and put to work for you. They are active in their industry and are constantly networking to provide you the best and most current information and tools. They are ethical, knowledgeable, empathetic to your needs and most importantly “good listeners’. They respond quickly to your questions no matter how small or detailed. The company uses the latest technology in financial planning and is hands on in developing some of the financial tools they utilize to build your portfolio and perform your retirement planning. There use of videos to walk you thru the various topics of retirement planning are highly informative and easy to follow. These often help you develop questions to address with them to help you further understand the components of your portfolio. The team is open to suggestions on how they can improve their services and tools and very much appreciate your input. They can also offer input and referrals for legal, income tax, Medicare, social security resources to help you navigate your way to and post retirement. In summary engaging the services of “Atlas Fiduciary Financial” will provide you with a team who will truly act as a “Fiduciary” in the development of your portfolio and retirement planning goals. You will develop a professional, trustworthy, ethical, and friendly business relationship that will take you thru your employment and into your retirement years."