OVM with AnnieMac Home Mortgage

5040 Corporate Woods Drive, Virginia Beach, VA 23462

"The worst experience ever dealing with OVM. If you can steer clear from them, do so. There are better Lenders out there with better rates than what they offer. So the original lender that I was paired with at OVM switched companies so I was passed off to worked with Brandon Blalock and his team (Katie Hunter and Allison Munden). Brandon does not have the best interest of his clients. Brandon offered me an interest rate that was high so I reached out to another lender that had better rates. I was very upfront and honest and spoke on the phone with him asking if he could match the rate. I told Brandon that overall I have to do what’s best for me and that if the rate could be matched, I would of course be more than happy to work with them. Brandon then proceeded to constantly message me, sending multiple paragraphs saying that there wasn’t anything he could do. After much back and forth he finally agreed to match the competitions rate. 3 days prior to closing, I had not received any documents with the break down or closing cost and no finalized closing date (the underwriting team still needed more documents). Finally I get my paperwork back and I realized Brandon had charged me points to buy down the rate, which had not been communicated and is over all shady. They never disclosed that I was being charged for points which increased my closing cost by thousands of dollars.I advise anyone that is in the process of buying to be very mindful and do your homework."

"Ryan and his team have been great to work with throughout our home buying process. With a difficult market Ryan was always quick to respond and answer any questions we had. Once we went under contract on our home his team was very communicative and helpful throughout the entire process. We are thankful to have been referred to OVM and would encourage anyone looking for a lender reach out as well."

"I would give negative stars if I could. I worked with Kevin O’Neil and he was not only dishonest, but also incompetent with many issues, including having to send the same requested items over and over again. OVM was the builder’s preferred lender and had I not shopped around I would have paid 1.5% higher for my interest rate. Kevin agreed to match it but when it came time to actually follow through he refused. Kevin was incredibly unprofessional towards me and also my realtor because we called him on his lying and lack of any apparent moral compass. George Temple initially handled my file and was equally rude and condescending and after running my credit tossed my file so that Kevin had to start from scratch. I don’t recommend OVM. I don’t expect mortgage brokers to be honestly or have my best interest, but they seemed almost hostile in their interactions with me from the get go and there are far better brokers to go with that offer far better rates."

"Josh Hartman with OVM exceeded every expectation we had! He was always transparent, reliable, and responsive. I am so happy with my experience that I have referred several family members to him. I will be using OVM again if/when I purchase another home."

"OVM financial was alright during my original dealings with them. They sold my Mortgage immediately which I knew could happen. What I did not know was that it would be impossible to get my 1098 form from them for the first month they had my Mortgage. I suggest you steer clear of them. 1 star is generous. I stil still can not finish my taxes because of them."