UBS Financial Services Inc. City Center, Portland, ME 04101

"Boy I just need to tell you how impressed I am with my wealth management financial adviser at UBS in Portland Maine. His name is Paul Romano. He's been my financial adviser now for 18 years. I just had a portfolio review with him on zoon and you know I always felt like I was maybe small peanuts but he made me feel like he knew exactly the things that I need as I grow older. If you believe that things usually happen in cycles then you need to have a financial advisor who understands those cycles, what has happened in the past and has been there making decisions day-to-day through those cycles. As we chatted on our review today he recounted how mortgage rates now are just like they were back in say 2008 That CD rates now are moving towards where they were years ago. I remember that, I remember my dad having very high CD rates before he passed. Now tge CD rates are more that halfway to that number again. And that bonds were always the safe haven now bonds are down almost like 17% this year. So we certainly have gone through a cycle. The washing machine ringer cycle, some might think. But chances are during the 10 to 15 year ride through that cycle he was right there. So as it happens again Wow He might kind of know what potentially could happen. He certainly won't know exactly when to time it perfectly for you but boy there's something to be said about experience. Paul Romano and his team have done really well for me in the last 18 years. We've continued our business relationship while I've lived in different cities and different states. We switched directions a little bit. I was much more aggressive in the beginning. I'm still pretty aggressive, there's still money to be made there. I've moved to dividend producing companies. Move to commodities and I'm pretty diversified worldwide. He manages a whole lot of moving items for me daily. So I just wanted to let you all know how impressed I am with Paul Romano It's worthwhile if you can get some time on his calendar"