Tony Cilea at Guaranteed Rate (NMLS #211228)
254 Commercial Street, Portland, ME 04101
Hours open
Monday:
9:00 AM - 5:00 PM
Tuesday:
9:00 AM - 5:00 PM
Wednesday:
9:00 AM - 5:00 PM
Thursday:
9:00 AM - 5:00 PM
Friday:
9:00 AM - 5:00 PM
Saturday:
Closed
Sunday:
Closed
Photos
Location & Phone number
254 Commercial St Suite 245 Office #227, Portland, ME 04101, United States
About the Business

Tony Cilea at Guaranteed Rate (NMLS #211228) is a finance institution located at 254 Commercial Street, Portland, Maine, United States. They offer personalized advice to help you find the right mortgage for your needs, with options as little as 3% down for fast approval. They specialize in overcoming the obstacle of down payments with grants and programs available from federal and local governments for homeownership.
They offer VA loans, FHA loans, and USDA loans with 0-10% down payment requirements, making it easier for military service members and their families to build equity through real estate. Self-employed individuals can benefit from their Bank Statement Loan program, which allows for seeking a home loan without traditional documentation.
For those looking to purchase larger properties or luxury homes in high-end real estate markets, they offer specialized programs like the Lock ‘N’ Roll program to secure a lower rate while house shopping. They also have a Same-Day program for fast loan approval with options as little as 3% down.
Physician home loans are available for medical professionals, with paid mortgage insurance and as little as 5% down. Foreign National loans are also offered for non-US citizens without traditional requirements. Additionally, they offer options for homeowners over 62 who need additional income or assistance with long-term care.
Tony Cilea at Guaranteed Rate is committed to the overall well-being of their clients, offering a convenient app for a seamless experience. Get the Rate experience with them and find the right mortgage solution for you.
Reviews
"Tony was wonderful! Thoughtful and knowledgeable. We couldn’t believe how fast our closing went! About 2 1/2 weeks! Can’t say enough good about this man. Thanks tony"
"Tony and his team saved what seemed like an unsalvageable situation. Just weeks away from closing on our home, we discovered that the lender we'd chosen was not going to hit our closing date. Our realtor recommended Tony: "If anyone can fix this, Tony can." She was right. In just 9 business days, Tony and his team managed to do what a large bank could not, and got us to our closing with a mortgage in hand. Tony was professional, exceptionally competent, and a delight to work with. He's Superman!"
"My husband and I worked with Tony to purchase our first home and really can’t say enough good things about him. He is knowledgeable, approachable, personable, endlessly patient, and incredibly flexible with his time . He answered every question and explained every form and every part of the process clearly and thoroughly. Buying a home for the first time is challenging, but working with Tony made it as painless and straightforward."
"Tony Cilea was extremely helpful in purchasing our second home in GA. There were a number of glitches that almost made me want to scuttle the deal a few times but Tony calmly helped all the players work through them. I would highly recommend him to anyone and if I need to purchase another home I would call Guaranteed Rate first. Carol and Michael Crosby"
"Wonderful service! I highly recommend his service. Tony was available to answer questions big or small and never made me feel bad about reaching out to him. We were able to close in a month which was important to us. He guided us through the home buying experience with care. I would use Tony again!"
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