Universal Finance Corp.

Universal Finance Corp. is a leading finance institution located at 123 Haven Street, Reading, Massachusetts, United States. Established in the early 1980’s, Universal Finance has become a premier lender to the construction industry and has since expanded its services to clients in various sectors including transportation, trucking, and landscape construction.

Conveniently located just outside of Boston, MA, Universal Finance offers borrowers the financing they need to secure jobs, purchase equipment, and obtain working capital. With over four decades of experience in asset-based lending, the company has a unique edge in understanding its customers' goals and building strong client relationships.

As a direct lender, Universal Finance takes a personalized approach to lending, going beyond traditional financial metrics to truly understand each customer and their business needs. This approach has allowed the institution to establish long-lasting relationships with thousands of clients over the years.

Universal Finance believes that well-managed businesses should not suffer due to under-funding, which is why they offer working capital loans using clients' assets as collateral. Once an application is processed, the team works closely with clients to review credit, discuss business goals, and develop a customized financing plan.

Upon approval, funds are issued quickly either by check or wire transfer, making the process seamless and efficient. Please note that all financial products and rates are subject to final approval by Universal Finance Corp., and submitting an application does not guarantee approval. Terms and rates may vary based on individual contracts.