Tammac Holdings Corporation 480 E. Swedesford Rd, Wayne, PA 19087

"If I could give a zero star review, I would! By far the worst company I have ever worked with!! I got approved last year and closed in December. The communication was awful. I worked with Scott and Andre. Andre was the loan processor and literally ignored all of my calls. I tried calling him from my cell all day and FINALLY he answered when I called from my work number (a number he didn't know). He had no words when I said, "Hi, it's Kirstin. I've been trying to reach you ALL day, as well as both realtors." Eventually, the realtors and myself got so frustrated with Andre, we contacted Scott. I cannot remember Scott's title, but his job was the finalize everything. Scott ended up screaming at me on the phone. Why I put up with that... I have no idea... I think I was just so excited to finally have a home. Fast forward to today, I get a call from Troy. He said he was calling because he couldn't verify my insurance. I was really confused because I have been paying monthly for homeowners insurance. He said, "I am showing that you have American Bankers on file and I cannot process it. I need to send you a bill." I explained to him that I have NEVER had American Bankers (literally never heard of them) and I spoke to a woman named Denise prior to closing to get insurance THROUGH TAMMAC. He told me he would talk to Denise. I asked if he would call me back and he replied with, "I mean.... I can." I told him I would REALLY appreciate a call back considering I have NO IDEA what I've been paying for, for the last year. I have no idea if I have insurance and that makes me EXTREMELY NERVOUS. NOT TO MENTION, A BILL???? FOR WHAT???????? He said, "yeah yeah... I get that. Ima call you back." MY ADVICE. FIND ANOTHER LENDER!!!"

"If you want to get things done and completed Luz is the person to go to! Very professional and helpful! Thank you Liz for always doing a fantastic job!!"

"Was told I was pre-approved but that's where all communication stopped. Could have had a home had they gotten back to me in a timely manner but here I sit with nothing. Glad I didn't give them any cash, that's one blessing."

"HORRIBLE!!! Their communication is non existent, i was trying to get a loan sent many emails over a couple week span and not a single response! Then finally some random guy from there was added to my email thread and all he did was ask some other guy, that had also not been involved in the emails prior, to answer my questions and again no response. then the dealer i was trying to get the home from sent me my deposit back and voided my contract because Tammac never told them that i had sent them my speks. DO! NOT! USE! THIS! HORRIFIC! COMPANY!"

"These guys are not in the business of trying to get people approved. Thete goal appears to be to only go through as many applications as you can per day, and not the quality properly interviewing applicants. There was no communication between the loan officer and the applicant. I mean anyone can send a application to underwriters....what exactly does the loan officer do to get paid a commission if they are not a good go between or negotiator for the applicant? I was told by a rep of their company that they are better than commercial banks because there is less read tape, and that they had a way to work around those with student loans. The main office had or has no awareness of this. Some lenders will disregard your student loan debt if you have a repayment status of $0. Even when I providethe latest legislation regarding this. I guess they want to keeps people renting or homeless. I gotta say I am very disappointed with this application process. It's like there in no awareness of different options, Research, communication, or critical thinking to ask questions regarding credit reports especially since everyone knows in the financial industry they are not always up-to-date or accurate. Or maybe we just do things differently in Florida."