Baywide Home Services

Welcome to Baywide Home Services, located at Mayfair Avenue, Hastings, New Zealand. We are an established institution that offers a range of services including laundry facilities, making us a convenient point of interest for locals and visitors alike.

At Baywide Home Services, we strive to provide exceptional customer service and cater to your specific needs. Whether you're a first-time homebuyer, looking to renovate your existing home, or interested in refinancing to save money, our dedicated team is here to assist you every step of the way.

One of the benefits of choosing Baywide Home Services is our exclusive offer of a $3,000 cash contribution. By applying for a new home loan of $250,000 or more with Unity, you may qualify for this generous cash contribution. Take advantage of this opportunity to make your homeownership dreams a reality. Please refer to our Terms and Conditions for more information.

In addition, we are currently waiving the $350 approval fee for home loan applications approved before 30 November 2023. This special offer allows you to save even more when securing your home loan with us.

We understand that navigating interest rates, deposits, and KiwiSaver can be overwhelming. That's why our team is committed to working closely with you to overcome any obstacles and ensure a smooth loan process. Please note that other rates may apply depending on your personal circumstances, credit score, and level of equity. For a comprehensive overview of our interest rates and fees, please visit our website.

It's important to note that the figures provided are a guide based on the home loan amount rather than the property value. These calculations are based on a loan term of 25 years, and weekly repayments are indicative only. Our fixed interest rates range from 6.69% to 7.15% p.a., with a floating interest rate of 8.64% p.a. Additionally, an additional margin of between 0-4% may apply depending on your personal circumstances. Please review our Terms and Conditions for more details.

As the product issuer, Unity Credit Union, trading as Unity, ensures that all terms and conditions and responsible lending criteria apply. Please be aware that a $350 approval fee and other fees are applicable for home lending. For personal lending, a $200 approval fee and other fees may apply. It's important to note that all variable rates, fees, and returns are subject to change without notice. To view our current rates and fees, please visit our website.

We are proud to announce that Unity Credit Union has received the prestigious CANSTAR 5 Star Rating for Orange Personal Loans in December 2021, as well as for our Online Saver and Everyday Saver accounts in June 2021. This recognition further highlights our commitment to providing exceptional financial services to our valued customers.

For more information about our loan agreements, terms and conditions, and to access our Product Disclosure Statement, please visit our website or contact our friendly team at Baywide Home Services. We are here to assist you and provide the financial solutions you need.