My Mortgage

Welcome to My Mortgage, your go-to institution for all your home loan needs in New Zealand. Located on Victoria Street in Cambridge, we are an establishment that specializes in finance and is a point of interest for anyone looking to purchase a new home or explore their options for their next move.

At My Mortgage, our team of dedicated mortgage advisors is here to make the home buying process easier for you. We understand that navigating the world of home loans can be overwhelming, which is why we strive to provide the best options, service, and advice without using overly technical jargon or gimmicks like many banks do. We want to ensure that you have a clear understanding of your options and can make informed decisions.

If you have a property you're interested in purchasing or if you want to get a pre-approval to know your buying power, you can easily apply online. One of our experienced advisors will be in touch with you to kickstart the application process.

For first-time home buyers, we understand that buying your first home is an exciting and enjoyable experience. Our team loves working with first home buyers to help them get on the property ladder. Whether you're purchasing alone, with a partner, or with family members, our mortgage advisors will guide you through the process, ensuring that you understand all the necessary steps without feeling overwhelmed. We can also assist with utilizing your KiwiSaver and determining eligibility for the First Home Loan & Grant.

If you're looking to upsize, downsize, move for work, or simply wanting a change, My Mortgage can assist you with the selling and buying process. We believe that sticking with your current bank may not always be the best option for your situation. Our team will work closely with you to understand your goals and current circumstances, ensuring that you can achieve what you want and find the property that suits your needs.

Taking on a mortgage is a significant responsibility, and our team can help you restructure and budget to pay off your home loan as quickly as possible. We understand that you don't want to sacrifice your lifestyle, so we'll assist you in finding a balance that allows you to pay off your mortgage without eating noodles every night. Whether you need advice on paying off lump sums, utilizing revolving credits, or increasing your regular payments, we can provide the guidance you need.

Property investment is a great avenue for building wealth, and our team at My Mortgage are experienced property investors themselves. We understand the intricacies of borrowing money to fund your investment properties and can help you structure your loans to align with your goals. We also have a deep understanding of how banks prefer to see things managed, ensuring that your investment journey is smooth and successful.

Additionally, we offer co-ownership options, allowing you to buy a property with a friend or family member. This can be a great way to enter the property market and share the costs and responsibilities.

At My Mortgage, we believe that home loans are about people and their stories, not just numbers and dollars. By scheduling a consultation with our expert team, you can receive free advice, guidance, and personalized recommendations. We offer various communication options, including in-person meetings, phone calls, online video chats, and email correspondence, to ensure that we can connect with you in the most convenient way.

Our services extend beyond home loans, as we also offer assistance with building mortgages, renovation top-ups, investment property loans, and insurance options such as contents insurance and personal insurance.

Whether you're in Cambridge, Te Awamutu, Matamata, Morrinsville, Hamilton, Auckland, or anywhere else in New Zealand, My Mortgage is here to support you on your home buying journey. Explore our website to learn more about our services and feel free to reach out to us for a personalized consultation. We look forward to helping you achieve your property goals.