Float Mortgages - Mortgage Broker Auckland

Welcome to Float Mortgages - Mortgage Broker Auckland! Located at Onehunga Mall in Auckland, New Zealand, our institution is an establishment that specializes in finance and insurance services. As a point of interest, we strive to provide exceptional financial guidance and support to our clients.

What sets us apart is our unique approach to payment. We work for you, but you don't have to pay us a cent. Instead, we are compensated by the banks and insurance companies, ensuring that our services are accessible to everyone.

At Float Mortgages, we offer various communication channels to cater to your preferences. Whether you prefer to chat with us online, over the phone, or face-to-face, our dedicated team of expert financial advisers is here to assist you every step of the way. We understand that paperwork can be cumbersome, which is why we keep all necessary documents on file, minimizing the need for repetitive form-filling.

With our extensive experience working for major banks, we possess insider knowledge of how the system works. Our team has successfully helped thousands of customers achieve their dreams of purchasing their first homes or investment properties.

Unlocking business growth is a priority for us, which is why we emphasize the power of asset finance in your business. As banks begin to compete again, we offer competitive rates, including options starting at 4.99%*.

We also recognize the importance of private medical cover, especially in uncertain times. With over 13,000 surgeries canceled, it may be time to consider securing your family's well-being with private medical insurance. Our team can guide you through the process and help you explore the best options available.

By working with a financial adviser from Float Mortgages, you can expect to enhance your life and make it easier. Not all banks offer the same deals, but our advisers are well-versed in each bank's individual policies. We will find the best financial fit for you, taking care of all the work and liaising with the banks on your behalf. This allows you to focus on what truly matters, whether it's spending time with loved ones or getting some much-needed rest.

You might be wondering about the cost of using our services. For 99% of our clients, there is no expense involved. The main banks and insurance providers pay us a commission based on the size of your mortgage or policy. Rest assured, there are no hidden costs or rate differences passed on to you.

When it comes to terminology, we are known as both mortgage brokers and financial advisers. Regardless of the title, our commitment to providing exceptional service remains the same.

The turnaround time for mortgage applications typically ranges from 5 to 10 working days. However, we have several strategies to expedite the process if you require a quick result. Don't hesitate to get in touch with us today to avoid any unnecessary delays.

Personal insurance, such as life, income protection, trauma, and health insurance, serves as your reserve parachute. In the event of illness, injury, or worse, these insurance policies ensure that your family's financial needs are met. If you have a mortgage to service or dependents relying on your income, it is crucial to explore the options available through our insurance team.

While ACC covers accidents, it only provides up to 80% of your current income. If you find yourself unemployed or self-employed, this may leave you in a tight spot. Additionally, not all medical treatments are funded by the government, and the public health system can be lengthy. Having fully-funded private insurance can make a significant difference to you and your family's well-being.

KiwiSaver, a retirement savings scheme in New Zealand, should align with your financial goals. As your goals may change throughout your life, it is essential to review your risk tolerance and ensure that your KiwiSaver fund and provider are still the right fit for you.

At Float Mortgages, all our financial advisers are full-time employees who receive a salary. They do not receive higher earnings for placing clients with specific lenders or insurers, ensuring transparency and eliminating any conflicts of interest.

We are conveniently located at Level 1, 359 Onehunga Mall, Onehunga, Auckland. Whether you're in need of mortgage advice, insurance support, or assistance with your financial goals, our team is here to help. Contact us today to experience the Float Mortgages difference.