Pioneer Finance

Welcome to Pioneer Finance, a leading financial institution located at 119 Queens Drive in Lower Hutt, New Zealand. As an establishment specializing in finance, we are dedicated to providing fast, flexible, and competitive loans to help you bring your plans to life.

At Pioneer Finance, we understand the importance of simplicity and convenience. That's why we have developed a user-friendly online application process to make your life easier. Whether you're looking to consolidate your debts or move your life forward, our loans are designed to have affordable repayments with fixed rates.

Transparency is a core value for us, which is why we offer an easy-to-use calculator that provides accurate estimates, considering all the fees typically involved. With this information, you can make informed decisions about your finances.

Unlike other institutions, we believe in working with ranges rather than set fees and interest rates. This approach allows us to tailor our loans to your specific needs, whether it's a short-term bridging loan, debt consolidation, personal loan, home renovation loan, car loan, holiday loan, funeral loan, or business loan.

Please take a moment to check out our rates and fees for further information. Depending on your age, you may require a guarantor if you're under 21. Additionally, we may ask for supporting documents to verify the information provided in your application.

It's important to note that all Pioneer Finance loans are secured. However, we can also assist you in sourcing unsecured loans, business loans, mortgages, or loans over $100,000 through our network. Just give us a call for more information.

Interest fees for most of our loan products range from 11.95% to 22.95%. However, please keep in mind that interest rates can vary based on risk factors such as credit history and the value of security. For a comprehensive breakdown of our interest rates and fees, please refer to our 'Important Information' tab.

Our goal is to make the loan approval process as efficient as possible. In most cases, we strive to have your loan approved, signed, and paid out within the same business day. However, this is subject to the complexity and size of the loan, as well as the information you provide. Rest assured, we aim to give you an answer promptly, and any approval may be subject to the receipt of supporting documentation.

Established in 1995, Pioneer Finance has been serving New Zealanders for over 27 years. With our offices in Auckland and Wellington, we cover the entire country, offering flexible solutions for debt consolidation, home renovations, personal loans, car loans, and business loans.

Visit our office at Level 1, 34 Molesworth Street, Thorndon, Wellington 6011 or 106/100 Parnell Road, Parnell, Auckland 1052. We are here to assist you every step of the way. Contact us today to explore the financial solutions that Pioneer Finance has to offer.