ADVOCO Mortgages

Welcome to ADVOCO Mortgages, your go-to institution for all your mortgage needs in New Zealand. Located at Auckland, Cassidy Drive, 2, we are a trusted establishment in the finance industry and a point of interest for individuals seeking expert mortgage advice and solutions.

At ADVOCO Mortgages, we are dedicated to understanding and staying up-to-date with bank mortgage policies. Our team of professionals is committed to providing you with the best mortgage advice and solutions tailored to your specific needs. With our extensive knowledge and expertise, we guide you through the entire mortgage process, from assessment and approval to settlement. Our streamlined 6 Step Advice Process ensures a stress-free experience, allowing you to celebrate the joy of getting the keys to your new home without any hassle.

Since our establishment in 2001, we have assisted countless individuals, including first home buyers, those looking to move up the property ladder, individuals seeking to refinance for better rates and service, debt consolidation, second mortgages, mortgage arrears, and mortgagee sales. In other words, we can help with anything and everything related to mortgages. Let us be your advocate and take care of all your mortgage worries.

At ADVOCO Mortgages, we understand that securing a mortgage can be a complex process. That's why we offer guidance on creating a Home Ownership Plan to improve your chances of obtaining a mortgage for your dream home. Whether you are a First Home Buyer (FHB) utilizing KiwiSaver or receiving assistance from the Bank of Mum and Dad (BOMAD), moving up the property ladder, purchasing an existing home, buying a new off-the-plan property, or building a new home with a fixed price build contract, we are here to help you plan your home ownership journey and provide expert advice on the do's and don'ts.

Navigating the changes to The Credit Contract and Consumer Finance Act (CCCFA) can be daunting. Our team is well-versed in this legislation and can guide you through it, ensuring that it works in your favor when securing a home loan.

Additionally, we understand that dealing with paperwork and completing various forms can be time-consuming and overwhelming. Let us handle the paperwork, including CRS & FATCA, Nature & Purpose forms, and AML/CFT requirements. We will guide you through the online application process and assist with gathering supporting documents such as income statements and bank statements. This way, you can focus your time and energy on finding the perfect home for your family.

With 22 years of experience in writing mortgages, we have established excellent relationships with over 39 banks, non-bank lenders, finance companies, and private lenders. These relationships are built on trust and the quality of the mortgage applications we have presented over the years. Rest assured, we will be your best advocate when it comes to securing a mortgage.

But our service doesn't stop once you have a mortgage. We provide ongoing advice and support throughout the life of your loan. Our team can offer guidance on fixed interest rates, loan structure, strategies to pay off your mortgage quicker (saving you tens of thousands of dollars), and loan top-ups when needed. Furthermore, we have a network of trusted professionals to refer you to for life, income, and asset protection.

Don't just take our word for it. One of our satisfied clients, who was on the verge of losing their home, shares their experience with Steve McGowan, one of our dedicated team members. Despite facing challenges and being turned away by other brokers, Steve's professional finance knowledge, banking experience, and determination helped them secure a fantastic mortgage loan with excellent rates. He even assisted in rectifying issues caused by a previous "cowboy" broker. This client highly recommends Steve McGowan and ADVOCO Mortgages for anyone in a financial rut or in need of financial advice, emphasizing that no problem is too big for Steve to handle.

So, whether you're a first home buyer, a homeowner looking to refinance, or someone in need of expert mortgage advice, ADVOCO Mortgages is here to be your trusted advocate every step of the way. Contact us today and let us help you achieve your homeownership dreams.