Smartcover Finance

Welcome to Smartcover Finance, a trusted establishment located in Auckland, New Zealand. As a leading finance institution, we are dedicated to providing our customers with a fast and simple application process, aiming to process your application in as little as 60 minutes.

Our online application takes just around 5 minutes to complete, ensuring a hassle-free experience for our valued clients. We understand the importance of timely payments, which is why VetCare Finance is available to pay the balance of your invoice directly to your vet. This convenient service allows you to focus on your pet's well-being without any financial stress.

At Smartcover Finance, we take pride in being completely New Zealand owned and have been operating since 2008. Our dedicated loan team in our Auckland office handles all applications and inquiries, ensuring personalized and efficient service.

We believe in providing financial solutions that cater to your current situation, rather than solely relying on your credit history. We do not discriminate against beneficiaries and use the information you provide in your finance application to ascertain your needs. This enables us to offer you the most flexible finance options that best suit your lifestyle.

Our fast and simple application process ensures that your loan is approved in no time. With just 5 minutes of your time, you can secure the financing you need.

Smartcover Finance works closely with businesses throughout New Zealand, partnering with a wide range of establishments to provide finance solutions to their customers. By becoming a Smartcover Finance Partner, businesses can offer easy financing options, ensuring that funding issues do not hinder important sales opportunities.

Don't just take our word for it, here's what some of our satisfied customers have to say: "Just want to say how absolutely awesome the staff at Vet care finance have been.. being able to pay them back at an amount I could afford, was such a relief" and "Thank you so much to the team for helping me with all my cats".

We understand that unexpected expenses can arise, especially when it comes to veterinary or automotive services. That's why we offer loan approvals before you even seek help from the vets or automotive workshops. This helps alleviate the stress of finding the money once you know the final costs.

Our interest rates start at 14.95% per annum and vary based on your credit score. At Smartcover Finance, we are committed to being a responsible lending company. We are registered members of the Financial Service Provider Register and the Financial Dispute Resolution Scheme, ensuring a safe and reliable experience for our customers.

Additionally, we offer 6 months interest-free for loans between $500 - $5000, providing further flexibility and affordability.

Our office hours are Monday to Friday from 8am to 5pm and Saturday from 9am to 1pm, ensuring that we are available to assist you at your convenience.

Choose Smartcover Finance for a trusted and efficient finance solution in New Zealand. Apply online now and experience our fast, simple, and flexible application process.