Non Bank Home Loans, Mortgages and Finance

Non Bank Home Loans, Mortgages, and Finance is an establishment located at 12 Florence Avenue in Orewa, Auckland, New Zealand. As a pioneer in non-bank lending in New Zealand, NonBk Ltd has always been at the forefront of providing simple financial solutions for individuals and businesses when traditional banks have said no.

When it comes to purchasing your first home, investment property, commercial property, rural finance, or business loans, non-bank lenders offer a wider range of lending options. At NonBk Ltd, we understand that every financial need and situation is different, which is why we evaluate opportunities based on your financial position, past history, and future goals. Our experienced team of financial advisors will provide expert advice and recommendations to help you achieve your mortgage goals.

Navigating the mortgage application process can be complex, but our dedicated team will guide you through every step. We consider details such as mortgage rates, income sources, credit history, and loan terms to establish a borrowing strategy that suits your needs. We work with professional non-bank lenders across New Zealand, allowing us to offer structured solutions to clients nationwide.

In addition to helping you secure a mortgage, we also assist with refinancing options. If you're looking to exit a bank or return to a bank lending finance option, we'll help simplify the process and ensure your financial affairs are in order. Our goal is to provide a top-tier, long-term lending service for all your mortgage needs.

While our mortgage brokers and financial advisors are based in Auckland, we serve clients and lenders throughout New Zealand. We have the advantage of presenting your loan application directly to the decision-makers, ensuring a smooth and efficient process. We simplify the arduous mortgage processes, explain any challenges you may face, and clarify the details necessary for loan approval.

At NonBk Ltd, we believe in making lending simple. Whether you're looking to buy, build, or refinance a house, purchase rental or commercial property, or explore short-term business loans, we have the expertise to assist you. Our team is accredited with three lenders that provide fast business loans, with funds available within 24 hours.

If you have a bad credit history, a poor repayment record, or hard-to-prove income, NonBk Ltd offers home loans tailored to your needs. We specialize in low-doc home loans, which are convenient for self-employed individuals, commission-only contractors, and small business operators. Our non-bank lenders provide flexible, common-sense solutions with terms ranging from 12 months to 30 years.

When it comes to commercial financing, property development loans, or investing in commercial property, NonBk Ltd is here to help. As commercial mortgage brokers dealing with New Zealand lenders, we offer specialized knowledge and access to non-bank lenders who often have greater flexibility and fewer hoops to jump through than traditional banks.

If you're in need of a second mortgage for short-term financial needs, our team can assist you in sourcing one. Whether it's for family expenses, medical costs, urgent travel, vehicle expenses, working capital, equipment, or covering building cost overruns, non-bank lenders can provide loans ranging from $10,000 to $1,000,000.

For fast and easy business lending solutions, we have referral arrangements with three business lending partners who can often provide approval within hours and funds by the following day. Whether you need working capital, stock, equipment, more staff, or help with slow-paying debtors, our partners can assist you.

NonBk Ltd was established with the goal of helping more individuals access home loans and navigate non-bank financial solutions. We receive enquiries from all over New Zealand, including Whangarei, Auckland, Tauranga, Hamilton, Taupo, Wellington, Nelson, and Christchurch. Many of our new enquiries come from referrals by lenders, brokers, and previous clients.

If you're looking for a reliable and experienced institution for non-bank home loans, mortgages, and finance, look no further than Non Bank Home Loans, Mortgages, and Finance. Contact us today to discuss your financial needs and let us help you find the best solution for your loan requirements.