Unity Bank

Welcome to Unity Bank, located at 64 Darcy Road in Port Kembla, Australia. As a trusted financial institution, we provide a range of banking services to meet your needs.

At Unity Bank, we understand that convenience is important to our customers. That's why we offer ATM services, allowing you to access your funds easily. Please note that some ATM owners may charge a fee for using their machines. However, we always disclose this fee upfront, giving you the option to cancel the transaction without incurring any charges.

When it comes to loans, Unity Bank is here to help you achieve your goals. Our competitive interest rates are calculated daily and charged monthly. Whether you're looking for a new car loan or need assistance with financing, we offer flexible options to suit your needs. Please note that the minimum loan amount is $10,000 and internal product switches are not available for new car loans.

To help you make informed decisions, we provide a comparison rate for our secured loans. This rate is calculated based on a loan amount of $30,000 over a term of 5 years, with monthly repayments. Please be aware that the comparison rate may not include all fees and charges, and different terms or loan amounts may result in a different comparison rate.

For those looking to grow their savings, our Standard Term Deposits offer competitive interest rates. Whether you choose a 6-month or 12-month term, our rates apply to deposits ranging from $1,000 to $300,000. Please note that all deposits are accepted at the bank's discretion. Interest is paid at maturity for terms equal to or less than 12 months, and annually and at maturity for terms exceeding 12 months. Monthly terms receive interest payments every month and at maturity, with a reduction of 0.20% from the stated interest rate.

While generally, members are not entitled to withdraw funds until the term matures, we understand that unexpected circumstances may arise. In such cases, we may allow members to withdraw funds before the term ends, at our discretion and upon consideration of their reason. Please note that if a deposit or any part of it is withdrawn early, an interest rate adjustment will normally apply.

At Unity Bank, we strive to provide exceptional service and support to our customers. We are committed to transparency and ensuring that you have all the information you need to make informed financial decisions. Please note that all information, including interest rates, is subject to change.

Visit Unity Bank today and experience the difference of banking with a trusted institution.