Overseas Visitors Health Cover 12 Bective Street, Sandy Bay, Tasmania 7005

Welcome to Overseas Visitors Health Cover (OVHC), located at Bective Street, Sandy Bay, Australia. We are an establishment that specializes in providing health insurance for overseas residents who are living and working in Australia on a temporary visa.

If you are an Australian 485 visa applicant or a family member, it is important to note that you are personally responsible for all your healthcare costs throughout the duration of your visa. As a condition of the 485 visa, it is mandatory to have Overseas Visitors Health Cover (OVHC) to help limit your financial liability in case of unforeseen health issues, which can be extremely costly otherwise.

The 485 Australian visa, also known as the Temporary Resident Visa, is designed for international students who have recently graduated with skills and qualifications relevant to specific occupations in Australia. This visa allows students to stay, study, and work in Australia temporarily. Candidates applying for working visas, such as subclasses 482 (Temporary Skill Shortage) or 485 (Temporary Graduate), are required to have OVHC to meet their mandatory visa requirements. Additionally, guests accompanying these visa holders may also be required to have OVHC.

Each OVHC program may vary in terms of costs, qualifications, and benefits. However, most plans will cover medically necessary hospital visits and some doctor's fees. You may also receive coverage for medication and prescription costs, as well as general care allowances. Our insurance also extends to healthcare professionals in private practice such as dentists, optometrists, and physiotherapists. While insurance may cover part of these expenses, you may still need to pay some fees out of pocket. It is important to carefully select the coverage that suits your needs, as some programs may have lower or no benefits for certain types of treatments. Waiting periods and restrictions for pre-existing conditions may also vary.

For more information on what to consider when purchasing coverage, please refer to our Health Insurance Guide for Visitors. It is worth noting that most OVHC programs provide minimal coverage for pharmaceuticals, and overseas visitors may face significant out-of-pocket costs for prescription treatments. However, travelers entering Australia can bring in medicines and medical devices for immediate use, and small quantities for personal use can be imported.

If you would like more information on the eligibility criteria for the 485 Visa (Temporary Resident) and the health insurance requirements, please visit our website and refer to the link provided: Health Insurance for Overseas Visitors.

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At Overseas Visitors Health Cover, we prioritize your health and well-being during your stay in Australia. Let us provide you with the peace of mind and financial protection you need. Contact us today to learn more about our comprehensive health insurance options.