City Finance

Welcome to City Finance, a trusted establishment located in Springwood, Australia. As a finance institution, we understand that life can sometimes throw unexpected curveballs your way. Whether it's car repairs, a new appliance, or any other unforeseen expense, we are here to support you when you need it the most.

At City Finance, we offer fast cash loans starting from $500 and above, with flexible repayment terms ranging from 12 to 52 weeks. We believe in providing affordable repayment amounts that suit your financial situation. Our application process is fast, simple, and stress-free, ensuring that you can get the funds you need without any unnecessary delays. In fact, we even offer same day funding for your convenience.

Our loan options range from $500 to $5,000, providing you with the flexibility to choose the amount that best meets your needs. The minimum loan term we offer is 12 weeks, while the maximum term is 52 weeks, allowing you to tailor your repayment schedule according to your preferences.

For our small amount credit contract (SACC) loans, which range from $500 to $2,000, we charge an upfront Establishment Fee of 20%. In addition, a monthly maintenance fee of 4% is applied on the anniversary of your loan's start date. Let's take an example: if you borrow $1,000 over 30 weeks, your total repayable amount would be $1,480, consisting of the principal amount, the establishment fee, and the fees based on the monthly maintenance fee. This would be divided into 30 weekly instalments of $49.33.

For our medium amount credit contract (MACC) loans, which range from $2,001 to $5,000, we charge a flat upfront Establishment Fee of $400. Additionally, a 48% Annual Percentage Rate (APR) is applied. Consider this: if you borrow $2,500 over 30 weeks, your total repayable amount would be $3,331.80, including the principal amount, the establishment fee, and the reducing interest. This amount would be divided into weekly instalments of $111.06.

At City Finance, we are dedicated to providing you with the financial support you need, quickly and efficiently. Our transparent and fair loan options ensure that you can manage your expenses without any unnecessary stress. Visit us at our Springwood location on Pacific Highway, or apply online today to experience our fast and reliable loan services.