Loan Market 49 Ridley Street, Charlestown, New South Wales 2290

Welcome to Loan Market, located at 49 Ridley Street, Charlestown, Australia. We are an establishment that specializes in finance and are a point of interest for those seeking loan options. Unlike banks that prioritize their bottom line, we prioritize you and work to find the best loan options from our panel of over 60 banks and lenders.

Are you wondering if pre-approvals are still worth getting in a changing-rate environment? With the uncertainty surrounding interest rates, we discuss the value of pre-approvals and their relevance in the current market.

Since its launch in 2020, the federal government's Home Guarantee Scheme (HGS) has assisted 100,000 individuals in purchasing or building their own homes. We can provide you with more information on this scheme and how it can benefit you.

Days on the market, a crucial property indicator, are expected to decrease, reflecting the fluctuations in the housing market. Our team of experts can guide you through the ups and downs of the market and help you make informed decisions.

In July, as interest rates increased, refinancing became more challenging for some mortgage holders. However, certain lenders are reducing serviceability buffers to overcome this hurdle. We can provide you with information on these changed serviceability buffers and how they can benefit refinancers.

If you're a first-home buyer, you're in luck! According to leading property economists, this is a favorable time for first-home buyers in Australia. We can assist you in navigating the market and finding the right loan for your needs.

Refinancing cashback deals may soon become a thing of the past, as major banks and lenders plan to phase out this incentive. We can help you explore alternative options for refinancing and finding the best deal for you.

There are several factors that lenders consider when determining your interest rate. If these factors have changed since you took out your home loan, you may be eligible for a more competitive interest rate. Our team can assess your situation and help you explore options for a lower rate.

One of Australia's leading property economists predicts significant growth in established home prices. If you're interested in investing in the property market, we can provide you with expert advice and guidance.

Beware of sophisticated bank impersonation scams that have claimed people's life savings. We can provide you with information on how to protect yourself from these scams and ensure the safety of your finances.

The 2023/24 Federal Budget has been released, and we can highlight the key points that may impact you from 1 July. Stay informed about any changes that could affect your financial situation.

While the changing cash rate has impacted homeowners, it's important to understand its impact on other loans, such as car loans. Our team can provide you with insights into how the cash rate influences different types of loans.

With low vacancy rates and strong rent growth, the property market is in need of more investors to increase rental supply and balance demand. We can assist you in exploring investment opportunities in the property market.

The Australian banking system is praised for its strength and stability. We can provide you with information on the stability of Australian banks and address any concerns you may have.

As interest rates have increased, many homeowners have considered debt consolidation as a way to save costs. We can provide you with information and guidance on debt consolidation options.

2022 was a remarkable year for property investors, with consecutive quarters of rent increases. If you're interested in investing in the property market, we can help you navigate the current trends and find profitable opportunities.

Understanding the connection between inflation, economic growth, and interest rates is key to making informed financial decisions. Our team of economists can provide insights into these factors and their impact on interest rates.

In February, the cash rate climbed, but there is good news for buyers. We can discuss the implications of this rate increase and provide you with options to make the most of the current market conditions.

Please note that there may be occasions where you may be charged a fee by your broker. Our terms, conditions, and normal lending criteria apply. Contact us today to learn more about our services and how we can assist you in finding the right loan for your needs.