Newcastle Permanent

Welcome to Newcastle Permanent, located at Lake Munmorah, Pacific Highway, 275. We are a trusted institution offering a range of services including ATMs, banking facilities, financial solutions, and more.

At Newcastle Permanent, we prioritize our customers' needs and offer owner-occupied home loans with principal and interest repayments. Currently, we provide loans with Loan to Value Ratio (LVR) of 80% or less, ensuring a secure financial option for homeowners. Our minimum balance requirement for these loans is $150,000.

We are committed to making a positive impact in our community. Through our partnership with the Charitable Foundation and We Care Connect, we aim to break the cycle of poverty by providing essential support to families in need. Additionally, our collaboration with the University of Newcastle helps refugee women enter the construction industry, empowering them to build a successful career.

Please note that due to the ongoing COVID-19 situation, there might be changes in the operating hours of our local branches. To save yourself a trip, we recommend checking the local branch information on our website or conducting your banking activities safely and conveniently through our app, internet banking, or by contacting our local call center team.

We want to ensure that our advice is tailored to your specific circumstances. Therefore, any general advice provided on this website, including through webchat, is prepared without considering your objectives, financial situation, or needs. It is important to assess the appropriateness of the advice based on your personal circumstances before taking any action. Additionally, please familiarize yourself with the relevant Terms and Conditions or Product Disclosure Statement before acquiring any financial product from us.

As an institution, we acknowledge and respect the Traditional Custodians of the lands, waterways, and skies across Australia. We pay our respects to Elders past, present, and emerging. We understand the importance of preserving Indigenous culture and history, and we are committed to reconciliation. Please note that this website may contain images, names, or stories of people who have passed away. To learn more about our Reconciliation Action Plan, please visit our website.

We take pride in promoting local art and culture. Authenticity, an artwork commissioned by Newcastle Permanent, is a beautiful creation by Wiradjuri woman and artist Maree Bisby. This piece reflects our commitment to embracing diversity and celebrating Indigenous art.

Experience the reliability and personalized service of Newcastle Permanent. Visit our branch or explore our online banking options to meet your financial needs with confidence.