CarMoney

Welcome to CarMoney, located at 162 Grand Boulevard, Joondalup, Australia. We are an establishment that focuses on finance and is a point of interest for car enthusiasts. At CarMoney, we understand that when you're ready to purchase a new car (or any other vehicle like a motorbike, caravan, jet ski, or boat), you want a seamless and hassle-free experience. That's why we are here to help you find the best financing options for your needs and circumstances.

We believe that everyone should have access to a car if they want or need one. Our dedicated team of finance brokers, whom we affectionately call the finance ninjas, provide personalized support and use our extensive network and algorithms to offer financial services in three main loan categories: car, leisure, and commercial.

We work with Australia's most trusted lenders to provide you with a range of loan options tailored to your needs. Our customers trust us because our finance brokers are efficient, impartial, and transparent. We never bury or over-complicate our terms and conditions, and we never sneak in secret fees.

At CarMoney, we will support you every step of the way. From helping you choose the right financing option to getting your approval and purchasing the vehicle, we are here to assist you. We are committed to finding the right car loan for you, without any hidden fees or fuss.

No matter what vehicle you dream of, whether it's for the road, water, or sky, our expert ninjas can help you find the best loan at the best interest rate to meet your circumstances and needs.

Whether you're self-employed, a small to medium business, or the largest company in Australia, CarMoney can connect you with the right commercial finance lender quickly and easily.

But don't just take our word for it. Here's what some of our satisfied customers have to say:

"Ryan was absolutely fantastic. Working around my awkward work schedule to get me a great deal. I would 100% recommend Ryan and CarMoney. Thank you so much."

"Great service, Sean Davidson was great and was always trying to help and give me the easiest experience possible. Thank you very much, Sean."

"Alan, who I spoke with on the phone, was amazing! He sorted everything out for me, it was so easy, and I was able to get my car the very next day. Fantastic!"

At CarMoney, we won't steer you towards a particular lender. Instead, we present you with great financial options. We take care of all the paperwork, so all you need to do is choose your new car and drive away. We'll handle all the details, and you just decide when to collect your new car.

A vehicle loan is an amount of money provided by a lender to enable a borrower to buy a vehicle. Lenders charge interest on the borrowed sum, and it has to be repaid over an agreed period.

We partner with a large panel of lenders who offer products based on your personal credit profile, the loan term, and the age and value of the asset used as security for the loan. A deposit is optional, as lenders have their own criteria and policies.

Factors that lenders consider when determining the interest rate include the borrower's credit score, the type of asset securing the loan, the loan term, and the borrower's financial position and goals. You can use our calculator to determine loan repayments and costs based on different interest rates and terms.

When applying for a loan, brokers will ask for verifiable details about your personal identification, residential address, employment history, assets, liabilities, current income, and expenditure. In some cases, you may be asked to complete a link for an open banking report, which provides a snapshot of your recent banking conduct.

Visit us at Level 1, 162 Grand Blvd, Joondalup WA 6027, Australia. CarMoney Oceania is a Suncorp Insurance authorized distributor. We are a proud Authorised Credit Representative of Fintelligence Pty Ltd, Australian Credit Licence # 511803.