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First Option
574 Saint Kilda Road, Melbourne, Victoria, Australia
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About First Option
Welcome to First Option, a leading financial institution located at 574 Saint Kilda Road in Melbourne, Australia. With a rich history spanning over fifty years, we initially started as a family of industry credit unions providing financial services to employees. Today, our focus remains on looking after our members and their families.
What sets us apart from the big banks is that we are 100% owned by our members. This means that all profits generated by our institution are reinvested back into providing better interest rates and superior service to our valued members. Our commitment lies in ensuring that your financial needs are met efficiently and effectively.
At First Option, we understand the importance of personalized assistance when it comes to banking. That's why we offer direct access to our highly-experienced personal bankers who are ready to provide you with expert guidance and support for all your banking needs. Whether you have questions about loans, investments, or any other financial matter, our team is here to help.
To enhance your banking experience, we are thrilled to announce the launch of our brand new internet banking app. This user-friendly platform has been optimized for desktop, tablet, and mobile devices, allowing you to conveniently manage your finances anytime, anywhere.
Stay tuned for the release of our totally-new mobile banking apps for Apple and Android devices, coming very soon. These innovative apps will further streamline your banking experience, making it even easier to stay on top of your finances on the go.
We are proud to share that our Low-Rate Visa credit card, along with its attached Environmental Rewards program, has received an excellent review from Finder's credit card expert. You can read the full review on our website, which highlights the benefits and features of this credit card option.
At First Option, we offer a range of loans and credit cards designed to help you make the most of life. Whether you're dreaming of a new car, planning a holiday, or looking to consolidate your debts, our tailored financial solutions can turn your aspirations into reality.
Join us at First Option and experience the difference of a member-owned institution that genuinely cares about your financial well-being. Contact us today to speak with one of our personal bankers or visit our website to explore our range of services and products.
Photos of First Option
6/574 St Kilda Rd, Melbourne VIC 3004, Australia
Opening hours of First Option
Monday:
09:00 - 16:30
Tuesday:
09:00 - 16:30
Wednesday:
09:00 - 16:30
Thursday:
09:00 - 16:30
Friday:
09:00 - 16:30
Saturday:
Day off
Sunday:
Day off
Reviews of First Option
"After being a loyal member for nearly 30 years (joined back when it was a Credit Union for its members), I've finally closed all my accounts (and those of my family members) with this institution due to their increasingly bad service from inept staff. Had problems even up to the last moment. They closed my accounts but revoked my online account access two weeks prior to the actual closure date so I couldn't view my transaction history or download my final account statements. I then had to actually request this info specifically from them. Then when they did send my final account statements, it included sensitive personal information that was unprotected and sent via unsecured email - these guys are clearly an absolute joke for what is meant to be a "bank". Sadly, it seems my decision to leave them has been soundly vindicated."
"Amazing service with a truly personal touch! Dealing with First Option Bank provides flexibility, convenience and ease Excellent customer service .They have always been a great bunch of people to deal with, and have gone out of their way to help me when I've needed assistance. I have been a customer for over 30 years and will always be a First Option customer as I personally rate them better than the rest."
"The team at First Option Bank are not like any other bank which is a massive plus for me personally. The team have been incredibly helpful providing personalised, tailored service that not even other banks or even telcos and other companies have ever provided. Dealing with just the one rep who is there to answer any and all queries has given me peace of mind when making the complete switch to First Option. They're incredibly approachable, accessible, willing to help and also extremely competitive compared to all other banks. For me it was a great added benefit that they are member owned so you know that they genuinely care to help you achieve your financial goals and that they have a 'can do' attitude."
"First Option Bank is always a pleasure to deal with. Louisa is very helpful and friendly and will try to assist you as a person and not just a number. You can really see that members are at the center of what they do. All their financial services are very competitive and it's a refreshing change to the BIG 4 Banks. Thank you guys for the great service and keep up the good work and I'm looking forward to having another chat with Louisa the next time she visit's us."
"I think the best recommendation I can give is that I have been a very satisfied customer of First Option (and its earlier identities) for 51 years. Always first class service and the staff treat me as a customer not a "number". Staff member Louisa Hage is an excellent staff member and always goes "the extra mile" to give great service."
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