Loan Market Cranbourne

Welcome to Loan Market Cranbourne, your trusted establishment for all your finance needs. Located on High Street, 75-89 in Cranbourne, Australia, we are a point of interest in the local community.

At Loan Market Cranbourne, we prioritize your needs over anything else. Unlike banks that work solely for their bottom line, we work exclusively for you. With over 60 banks and lenders on our panel, we provide you with a wide range of choices and the power to make informed decisions about your loans.

Our team of experts diligently researches the market to find the right loan that suits your unique requirements. Whether you are a first-time homebuyer, looking to refinance your home loan, or considering investing in property, we have the knowledge and resources to guide you through the process.

In this ever-changing rate environment, it's natural to question the value of pre-approvals. With the uncertainty surrounding interest rates, whether they will continue to increase or have reached their peak, we discuss whether pre-approvals are still worthwhile.

We are also here to inform you about the latest developments in the finance industry. For instance, the federal government's Home Guarantee Scheme (HGS) has successfully assisted 100,000 individuals in purchasing or building their own homes since its launch in 2020.

Days on market, a crucial property indicator, reflect the ups and downs of the housing market. Our leading property economist analyzes this indicator and provides insights into the current market trends.

We also keep you updated on important topics such as changed serviceability buffers and their impact on refinancers, the advantages of being a first-home buyer in the current market, and the phasing out of refinancing cashback deals by major banks.

Our experts explain the factors that lenders consider when determining your interest rate and how changes in these factors can potentially lead to a more competitive rate for you.

We also address concerns about bank impersonation scams, highlight key points from the Federal Budget that may impact you, and explore the impact of changing cash rates on different types of loans.

Loan Market Cranbourne recognizes the strength and stability of the Australian banking system. We provide valuable information on the likelihood of an Australian bank collapsing and the potential consequences.

Furthermore, we delve into the connection between cash rates and interest rates, the growing trend of refinancing home loans, and the latest property price trends.

Our leading economists provide insights into the importance of inflation and economic growth in determining interest rates and offer predictions for the future.

In addition, we inform you about the benefits of debt consolidation in a rising interest rate environment and the record-breaking rental market for property investors in 2022.

Please note that there may be occasions where you may be charged a fee by your broker. Terms, conditions, and normal lending criteria apply.

At Loan Market Cranbourne, we are committed to providing you with comprehensive and up-to-date information to help you make informed decisions about your financial future. Trust us to be your reliable partner in navigating the complex world of finance. Contact us today for personalized assistance tailored to your needs.