Bayland Finance

Welcome to Bayland Finance, your premier establishment for all your finance needs in Mornington, Australia. Located at 31 Virginia Street, we are a trusted point of interest in the finance industry, with connections to lenders across the country and decades of expertise in business and individual finance.

At Bayland Finance, we understand that every individual's financial circumstances are unique. That's why our dedicated team is committed to finding finance solutions tailored to suit your specific needs, whether you are employed or a self-employed professional. We will assist you in determining how much you could borrow, provide basic repayment calculations, estimate the cost of stamp duty for a property purchase, and more.

The amount you can borrow is influenced by various factors, including your income, existing debts, and savings. It is advisable to have your loan assessed every 2-3 years to ensure you are getting the best deal possible from different lenders.

To help you save money, we believe in understanding where your expenses lie. By consolidating all your expenses in one place, we can help you identify areas where you can make savings and better manage your finances.

Determining your loan repayments depends on factors such as the loan amount, interest rate, and loan duration. Making extra repayments or opting for more frequent repayments, such as fortnightly instead of monthly, can result in significant savings over time and help you pay off your loan sooner.

Before purchasing a property, it is crucial to be aware of the stamp duty you will need to pay. The amount varies based on the state of purchase, whether you are a first home buyer, the property's value, and other factors.

We take pride in our accreditation as an Elite Broker with Commonwealth Bank (CBA). This prestigious status is awarded to brokers who consistently deliver exceptional customer outcomes and prioritize quality service.

Bayland Finance has been recognized as one of the top three finance institutions in Australia and has been nominated for several national awards. We were honored with the National Commercial Broker award and were the runner-up for National Residential Broker of the Year at the My Local Brokers awards in 2022.

In our commitment to a sustainable future, we are proud to inform you that many Australian lenders invest in fossil fuel companies. At Bayland Finance, we prioritize supporting a green future and will assist you in finding a lender who shares the same values.

Our Mortgage Broker, David Fraser, has been named the 2023 State Winner at the MFAA awards in the Regional Finance Broker category. With such recognition, you can trust that you are in capable hands when you choose Bayland Finance.

Contact us today, and our dedicated team will be in touch with you soon. Let us help you navigate the world of finance and find the best solutions for your needs.