Guardian National Mortgage 36 East Concourse, Beaumaris, Victoria 3193

"I had a very difficult refinancing to do. Phil and his team worked tirelessly to ensure everything went through. I've used Phil before and he we very good but its times when your behind the eight ball when you really appreciate some one you can trust."

"We have been dealing with Phil for about 10 years. He has assisted us with refinancing our loans on our property & investment properties 3 times over this period. Phil and his team are very professional yet down to earth people who were easy to deal with. Nothing was a problem, Phil was constantly in contact every step of the way. And has stayed in contact, Phil supplied a list of the best options to refinance with and he has just seen us through the process again. Wouldn't hesitate to recommend Phil and his team to anyone. Have recommend him to family and friends. Katrina & Paul Coulsell ."

"We were introduced to Phil a number of years ago when we were looking at an investment property. He took the time to understand our current needs and future goals and guided us through the process keeping it simple and stress free. Once it was set up, we weren't forgotten, he's kept in regularly contact to ensure we have the best set up for us. With interest rates on the rise Phil was again able to source competitive rates and lead us through the refinancing process with minimal fuss and an extremely quick turnaround He is always quick to respond, is a wealth of knowledge, he keeps things stress free, there is no dumb question, only the one you don't ask. I would highly recommend Phil and his team"

"We used Phil and the Guardian Mortgage team to refinance both our principal and investment properties' mortgages. From the moment we contacted them, they were nothing but helpful, listening to us and taking into account the goal that we wanted to achieve through remortgaging. They provided excellent advice on the products available in the market. Once we decided to proceed, Phil and his team were there to guide us through the process. It was quickest and stress-free, experience we have had. We highly recommend the service they provide."

"We have been dealing with Phil for a few years now, and he always has time to talk us through things, and make sure we understood everything. Phil contacted us to see how we were going and suggested we consider refinancing our loan. He spent the time to explain everything to us, and our options. We went ahead and Phil and his team made it all so easy to do. Can always get hold of him for a chat, Great guy who does an awesome job, highly recommend. Thanks Phil."