Loan Market 252 Bay Street, Port Melbourne, Victoria 3207

Welcome to Loan Market, located at 252 Bay Street in Port Melbourne, Australia. As a leading establishment in the finance industry, we are dedicated to working for you and not just for our bottom line. With over 60 banks and lenders on our panel, we provide you with unparalleled choice and power when it comes to finding the right loan for your needs.

In a changing-rate environment, such as the uncertainty surrounding the future of interest rates, you may be wondering if pre-approvals are still worthwhile. We delve into this topic and discuss the potential benefits of obtaining pre-approvals in these circumstances.

The federal government's Home Guarantee Scheme (HGS) has proven to be a game-changer, having already assisted 100,000 individuals in purchasing or building their own homes since its launch in 2020. We provide valuable insights into this scheme and how it can help you achieve your homeownership goals.

Days on market, a crucial property indicator, is poised to fall, reflecting the fluctuations in the housing market over the past year. We delve into the significance of this indicator and its impact on property sales.

As interest rates continue to rise, refinancing has become more challenging for some mortgage holders. However, certain lenders are reducing serviceability buffers to help overcome this hurdle. We explore how these changes can benefit refinancers.

If you're a first-home buyer, now is a great time to enter the market, according to leading property economists. We provide expert analysis and insights into the current market conditions for first-time buyers.

Refinancing cashback deals may soon become a thing of the past, as major banks and lenders plan to phase out this incentive. We discuss the implications of this change and how it may affect refinancers.

There are several factors that lenders consider when determining your interest rate. If any of these factors have changed since you took out your home loan, it's possible to secure a more competitive interest rate. We outline five reasons why you may be eligible for a lower interest rate.

Leading property economists argue that established home prices are set for significant growth. We delve into their analysis and provide valuable information for property owners and investors.

The Australian consumer watchdog has issued warnings about sophisticated bank impersonation scams that have resulted in people losing their life savings. We provide essential tips and guidance to protect yourself from these scams.

We highlight the key points from the 2023/24 Federal Budget that may impact you from 1 July. Stay informed about the latest budget changes that could affect your financial situation.

While the changing cash rate has impacted many homeowners, we explore whether it has affected individuals with other loans, such as car loans. The answer may surprise you.

With low vacancy rates and strong rent growth, the market is in need of more property investors to increase rental supply and alleviate demand. We discuss the opportunities for property investors in this market.

The Australian banking system has been praised for its strength and stability, even during challenging times. We address concerns about the likelihood of a bank collapse and the potential consequences.

Understanding the connection between the cash rate and interest rates for home loans is crucial. We provide insights into this relationship and how it can impact your mortgage.

New data from the Australian Bureau of Statistics reveals that a significant number of borrowers are refinancing their home loans. Stay informed about the latest trends in refinancing throughout the country.

While Australian property prices continue to decline, the rate of decline appears to be slowing. We analyze the latest figures from CoreLogic and provide valuable insights into the property market.

As interest rates have increased, homeowners have been exploring ways to save costs. Debt consolidation is one option that many have considered, and we delve into its potential benefits.

2022 was a remarkable year for property investors, with consecutive quarters of house and unit rent rises. We provide a comprehensive overview of the market conditions and opportunities for property investors.

Inflation and economic growth play a pivotal role in determining interest rates. We share expert forecasts and insights into when interest rates may plateau in the coming months.

While the cash rate climbed in February, there is good news for buyers. We provide updates on the latest developments and opportunities for buyers in the market.

Please note that there may be occasions where you may be charged a fee by your broker. Terms, conditions, and normal lending criteria apply. Contact Loan Market today to discover how we can assist you in finding the perfect loan solution for your financial needs.