Club Marine Boat Insurance 40 Esplanade, Brighton, Victoria 3186

Welcome to Club Marine Boat Insurance, the leading insurance agency located at Brighton Esplanade in Australia. As an establishment and a point of interest, we specialize in providing comprehensive boat insurance coverage for all types of boats.

At Club Marine, we understand that the cost of boat insurance is an important consideration for boat owners. The premium for your insurance policy depends on various factors and may change each year when you renew your policy. Our premiums range from the hundreds of dollars for a low-value aluminium runabout to thousands of dollars for a high-value, top-of-the-range cruiser or yacht.

To find out the cost to insure your boat, we invite you to get a quote now. Our boat insurance covers accidental loss or damage to your boat, liability to other people arising from the use of the boat, and certain types of significant injury to the person named on the policy. However, please note that there are limits and exclusions that apply. For more detailed information, we recommend reading our Product Disclosure Statement.

The cost and coverage of your boat insurance policy may vary depending on national and state laws, where you use your boat, where it's stored, whether it's under finance, and other considerations. With Club Marine boat insurance, you can have peace of mind while enjoying your boating adventures. Get a quote now to ensure you have the protection you need.

It's important to note that your home and contents insurance policy may only provide limited cover for your boat when it's stored at the home location. For example, Allianz's home contents insurance policy covers non-motorised watercraft less than 3m in length but not when being used. With Club Marine boat insurance, you can rest assured that your boat is covered both when it's stored and when you're out boating.

In the unfortunate event of a claim, Club Marine will pay the reasonable cost of replacing the item to the same condition as it was before the loss. If you have an older motor, your claim will cover the cost to replace it. However, if it is replaced with a brand new motor, you may be required to contribute the difference. We will always inform you of any contribution applicable before arranging the replacement, settlement, or repairs.

To help reduce your insurance premium, Club Marine offers the option to add lay-up months. For each month you nominate, your premium is reduced by 5%. Lay-up refers to the months when you're not using your boat, such as during winter, and it's stored in an enclosed garage, shed, or behind walls, gates, or fences. Even during lay-up, your boat is still covered for fire, theft, and storm damage at the storage location. Lay-up also provides coverage while your boat is being moved to/from a dealer or service center for servicing and maintenance.

When it comes to the value of your boat, we offer two options: Market Value and Agreed Value. With Market Value, the payout may be less than what is shown on the schedule as it depends on the actual value of the boat at the time of the loss. On the other hand, Agreed Value allows you to agree upon a specific payout amount with Club Marine, although you may need to provide evidence to support your proposal, such as a valuation or evidence of the purchase price.

At Club Marine, we strive to provide the best value for our customers. We offer various discounts that are applied to our standard rates, and promotional or other discounts may also be available from time to time. Please note that minimum premiums may apply, and any discounts or entitlements only apply to the extent that the minimum premium is not reached. If you are eligible for multiple discounts, they will be applied in a predetermined order to your premium.

Choose Club Marine Boat Insurance for reliable coverage and exceptional service. Protect your investment and enjoy worry-free boating experiences. Contact us today for a quote or to learn more about our insurance options.