City Finance

Welcome to City Finance, a trusted institution located at Central Mangrove, William Street, 12 in Australia. As an establishment and point of interest, we understand that life can sometimes throw unexpected curveballs your way. Whether it's car repairs, a new appliance, or any other unforeseen expense, we are here to help when you need us the most.

At City Finance, we offer fast cash loans starting from $500 and above, with a flexible term of 12 to 52 weeks. We believe in providing affordable repayment options that suit your individual circumstances. Our application process is designed to be fast, simple, and stress-free, and we even offer same-day funding for your convenience.

Our range of loans extends from $500 to $5,000, ensuring that we can meet a variety of financial needs. The minimum loan term we offer is 12 weeks, while the maximum term is 52 weeks. This flexibility allows you to choose a repayment schedule that works best for you.

For our Small Amount Credit Contract (SACC) loans, which range from $500 to $2,000, we charge an upfront Establishment Fee of 20%. Additionally, a monthly maintenance fee of 4% is applied on the anniversary of your loan's start date. For example, if you borrow $1,000 over 30 weeks, your total repayable amount would be $1,480, with weekly instalments of $49.33.

If you require a larger loan amount, our Medium Amount Credit Contract (MACC) loans, ranging from $2,001 to $5,000, might be suitable for you. These loans come with a flat upfront Establishment Fee of $400 and an Annual Percentage Rate (APR) of 48%. For instance, if you borrow $2,500 over 30 weeks, your total repayable amount would be $3,331.80, with weekly instalments of $111.06.

At City Finance, we are committed to providing you with the financial assistance you need, when you need it. Our transparent and fair loan terms ensure that you can confidently manage your repayments without any hidden surprises. Visit us today or apply online to experience our fast, reliable, and customer-focused service.