Laxmi Home Loans
About the Business
Welcome to Laxmi Home Loans, located in the vibrant city of Merrylands, Australia. As an establishment specializing in finance, we are your go-to point of interest when it comes to entering the property market. Whether you are a first home buyer or a property investor, we are here to make your home buying journey seamless and stress-free.
At Laxmi Home Loans, we pride ourselves on our past achievements, maturity, and the expertise of our specialist consultants. These foundations have made us successful in not only meeting but exceeding the goals and expectations of our clients. We understand that buying a home is a significant decision, and our experienced and dedicated team is here to provide you with free consultation and guidance through every step of the home loan process.
When you meet with one of our qualified Mortgage Brokers, they will take the time to understand your financial situation by gathering information about your income, expenses, liabilities, and the type of property you are looking for. Based on this, we will structure your loan, find the appropriate bank, and determine your maximum borrowing capacity. Once this is done, we will apply for pre-approval, allowing you to start your property hunting journey with confidence.
When you find the perfect property, we will request a valuation and have a Solicitor/Conveyancer review the contract and conduct pest and inspection checks. Simultaneously, we will apply for formal approval from the bank. If everything goes well, the bank will issue a formal approval, and loan documents will be prepared and sent to us for signing. We will guide you through this process and ensure everything is in order before sending the documents back to the bank.
The bank's credit team will then verify the loan documents and book a settlement date. On this date, the banks, as well as the vendor's Solicitor/Conveyancer, will work together to make the settlement happen. Throughout this entire process, our dedicated consultant, Kishor Acharya, will be there to assist you. Many of our clients have expressed their gratitude for his guidance and support, making their home buying experience a positive one.
In addition to our exceptional services, we also offer important property information and statistics. Through our reports, you can compare rental yields, growth rates, and other properties' bought and sold prices, giving you valuable insights before making a decision.
Laxmi Home Loans operates under the company name Mero Chino Groups Pty Ltd, with an Australian Business Number (ABN) of 76 169 013 012. We are authorized under Australian Credit Licence number 383640, ensuring that you receive reliable and trustworthy services.
Thank you for considering Laxmi Home Loans as your partner in achieving your property goals. We look forward to assisting you and wish you all the best in your future endeavors.
Photos
Location & Phone number
8 McFarlane Street, Merrylands, New South Wales 2160, Australia
Hours open
Monday:
9:00 AM - 6:00 PM
Tuesday:
9:00 AM - 6:00 PM
Wednesday:
9:00 AM - 6:00 PM
Thursday:
9:00 AM - 6:00 PM
Friday:
9:00 AM - 6:00 PM
Saturday:
Closed
Sunday:
Closed
Reviews
"outstanding service, well-done Kishor Dai I was so pleased with the service I received from your business . I was very impressed with the quality of the service you provided to me. Amazing Experience, First Home Buyers. Kishor Dai provided excellent service and help me at each and every step. I am very pleased for his help. I highly recommend using laxmi home loan service ."
"Happy with Laxmi home loans & Kishor’s service. As a first home buyer it was very confusing but they guided us step by setup . Highly recommended ! They provide best mobile home loan service too. They helped us to buy a house in south west of Sydney, suburb called Spring Farm."
"Buying a first home is a stressful but Kishor advise and proper financial guidance on owing the house made the process smooth. We are happy choosing him. We are still getting tips along with help after settlement of the property in order to negotiate interest rate."
"It was through my friend's recommendation, we came to know about Laxmi Home Loans. Thanks to my friend for the recommendation and great thanks to Kishor Ji for supporting us immensely throughout the house buying process. As first homebuyers, we were extremely anxious and confused as how and from where to start. But once we sought help of Laxmi Home Loans ,all our worries faded away. I can proudly say Kishor Ji is an expert at his job. He was calm, professional and went above and beyond to help us realize our property purchase dream. Even during the Christmas holiday period when it is considered an extremely tight time for processing documents, Kishor Ji with his expertise helped us accomplish every documentation on time. He made the journey smooth for us by linking us to other great professionals like conveyancer and inspectors. Also secured us a good mortgage rate. Me and my family would like to thank him once again and we would definitely recommend him to anyone who is stepping out on a home buying journey. You can never go wrong with Kishor and his team. All the best wishes to Laxmi Home Loan for furthermore success."
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