Harmoney 264 George Street, Sydney, New South Wales 2000

Welcome to Harmoney, a leading financial institution located in Sydney, Australia. At Harmoney, we pride ourselves on being recognized as one of the Most Innovative Companies in Australia by the Australian Financial Review (AFR). Our cutting-edge technology, Libra® real-time credit scoring, has secured us the 4th position in the prestigious 2021 AFR BOSS Most Innovative Companies Awards in the banking, super, and financial firms category.

As an establishment that specializes in finance, we offer a range of services to meet your financial needs. Whether you're looking for a personal loan, an auto loan, an education loan, a debt consolidation loan, or even a wedding loan, we have you covered. Our goal is to provide you with the loan terms, interest rate, borrowing limit, and repayments that suit your individual circumstances.

When it comes to securing a loan with us, we understand that convenience and efficiency are key. That's why we offer a hassle-free experience with no queues and no need for awkward face-to-face meetings. You can easily calculate your interest rate and repayments using our personal loan calculator, giving you a quick idea of what to expect.

At Harmoney, we believe in personalized solutions. Our interest rates are based on your individual credit assessment, ensuring that you receive a tailored experience that suits your specific financial situation. We understand that everyone's needs are unique, and we strive to provide a one-size-fits-all approach.

Whether you're starting a new business or looking to grow your existing one, our personalized business loans are designed to kickstart your growth. We also offer medical loans to alleviate the stress and worry of hospital expenses, allowing you to solely focus on your health. And for those special moments in life, such as a dream vacation or a wedding, our loans can help you turn your aspirations into reality.

If you ever need assistance, our team of more than 30 specialists is here to lend a hand. You can reach us via phone or online chat, and we'll be more than happy to help.

Harmoney Australia Pty Ltd ABN 12 604 342 823 holds Australian Credit Licence Number 474726 and Australian Financial Services Licence Number 474726. We are part of the Harmoney Corp Limited group.

Please note that loan terms are subject to availability and approval. Our interest rates range from 5.86% p.a. to 23.05% p.a. for unsecured loans and from 5.76% p.a. to 19.09% p.a. for secured loans. Fees, charges, terms, and conditions apply.

As an example, a Harmoney Personal Loan of $20,000 borrowed for 36 months with a fixed unsecured interest rate of 5.86% p.a. (comparison rate 6.65% p.a.) would require a total repayment of $23,062, including principal, interest, and an establishment fee of $575.

Choose Harmoney for all your financial needs and experience our innovative and customer-centric approach to lending.