Loan Market 1-3 York Road, Penrith, New South Wales 2750

Welcome to Loan Market, a finance establishment located at 1-3 York Road, Penrith, Australia. We are not just another bank focused on their bottom line; we work for you, providing you with choice and power in your financial decisions. With over 60 banks and lenders on our panel, we have the resources to research the market and find the right loan for you.

In a changing-rate environment, such as the uncertainty around the future of interest rates, you may be wondering if pre-approvals are still worthwhile. We understand your concerns and are here to discuss the pros and cons of pre-approvals in this situation.

The federal government's Home Guarantee Scheme (HGS) has been a game-changer for many Australians. Since its launch in 2020, it has helped 100,000 people achieve their dream of buying or building their own home. We can provide you with more information and guidance on how this scheme can benefit you.

Days on market, a crucial property indicator reflecting the average time it takes properties to sell, is poised to fall. This indicator has fluctuated over the past year, reflecting the ups and downs of the housing market. Our team of experts can guide you through these market trends and help you make informed decisions.

In July, as interest rates increased, it became harder for some mortgage holders to refinance their home loan. However, some lenders are reducing what is called a 'serviceability buffer' to help refinancers. We can help you navigate these changes and find the best refinancing options for you.

If you are a first-home buyer, now is a great time to enter the market. One of Australia's leading property economists believes that the current conditions are favorable for first-time buyers. We can provide you with expert advice and assistance throughout the home-buying process.

Refinancing cashback deals may become a thing of the past, as several big banks and smaller lenders plan to phase out this incentive. We can help you explore other options and find the most competitive refinancing deals available.

There are several factors that lenders consider when determining your interest rate. If these factors have changed since you took out your home loan, it is possible to negotiate a lower interest rate. Our team can assess your situation and help you secure a more competitive rate.

One of the country's leading property economists predicts significant growth in prices for established homes. We can keep you updated on the latest market trends and help you make informed investment decisions.

Unfortunately, sophisticated bank impersonation scams have become a concern, with people losing their life savings. We urge you to stay vigilant and be aware of these scams. If you have any concerns or need assistance, please reach out to us.

The 2023/24 Federal Budget has been announced, and we want to highlight the key points that may impact you from 1 July. Our team can provide you with a comprehensive overview and help you understand how these changes may affect your financial situation.

While the changing cash rate has impacted many homeowners, you may wonder if it has affected other loans, such as car loans. The answer is, it depends. We can assess your specific situation and provide personalized advice.

With vacancy rates low and rents increasing, the market needs more property investors to increase rental supply and put downward pressure on demand. We can assist you in exploring investment opportunities and maximizing your returns.

The Australian banking system has been praised for its strength and stability. While recent events have raised concerns, the likelihood of an Australian bank collapsing is low. We can provide you with information and guidance on the stability of the banking industry.

The connection between the cash rate and interest rates for home loans is well-documented. As the cash rate has been increasing, interest rates for home loans have followed suit. We can explain this connection and help you navigate the current interest rate environment.

New data from the Australian Bureau of Statistics (ABS) reveals that many borrowers throughout the country are refinancing their home loans. We can help you explore refinancing options and find the best deal for your needs.

Australian property prices continue to decline, but the downturn seems to be slowing down. Our team stays up-to-date with the latest CoreLogic figures and can provide you with insights into the property market.

As interest rates have increased over the last 10 months, many homeowners have been considering debt consolidation as a way to save costs. We can guide you through the process and help you determine if debt consolidation is the right option for you.

For property investors, 2022 was a remarkable year, with consecutive quarters of house and unit rent rises. We can assist you in capitalizing on these trends and making informed investment decisions.

Inflation and economic growth play a significant role in determining interest rates. According to one of Australia's leading economists, interest rates are expected to plateau in the first half of the year. We can provide you with expert insights into the factors influencing interest rates.

In conclusion, Loan Market is your go-to institution for all your finance needs. We prioritize your best interests and offer a wide range of options from our panel of 60 banks and lenders. Our team of experts is dedicated to helping you navigate the ever-changing financial landscape and make informed decisions. Contact us today to experience the Loan Market difference.