Australian Capital Financial Services Pty Ltd
4 Gerves Drive, Werribee, Victoria, Australia
About Australian Capital Financial Services Pty Ltd
Welcome to Australian Capital Financial Services Pty Ltd, located in Werribee on Gerves Drive. As an establishment specializing in short-term, low-value consumer finance, we are dedicated to providing credit solutions to meet your financial needs.
At Australian Capital Financial Services, we do not offer loans directly to consumers. Instead, we work with a network of Credit Assistance Providers who generate leads and inquiries, ensuring that you have access to the best possible options for your financial situation.
Since July 2010, it has been a legal requirement for all credit providers to lend responsibly. This means carefully assessing your ability to repay the loan, and at Australian Capital Financial Services, responsible lending has always been at the forefront of our practices. We prioritize your financial well-being and ensure that we only offer loans that you can comfortably repay.
In addition to responsible lending, we also comply with the new laws and regulations by providing our clients with a structured complaints management system. Our Internal Dispute Resolution Scheme (IDR) allows you to raise any concerns or issues you may have, and we are committed to resolving them promptly. In the rare instance that we are unable to reach a satisfactory resolution, we also provide access to an ASIC approved External Dispute Resolution Scheme (EDRS).
We understand the importance of protecting your personal information. That is why we have implemented comprehensive policies to safeguard your data and ensure its confidentiality. You can find detailed information about our privacy and data protection policies on this page.
To provide transparency and clarity, Australian Capital Financial Services has prepared a Target Market Determination (TMD) for our lending products. This document outlines the intended target market for each of our loan offerings, ensuring that you have a clear understanding of how our products align with your specific needs.
We are committed to providing you with the best possible financial solutions and ensuring that your experience with us is positive and transparent. Feel free to download the Target Market Determination (TMD) for more information.
Thank you for choosing Australian Capital Financial Services Pty Ltd. We look forward to assisting you with your financial needs.
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