Gem & Co Financial Services Ltd 27-37 Saint George's Road, London SW19 4EU

"About two years ago, as an Engineer approaching retirement in these turbulent economic times, I hired Gareth and his team to manage and advise on how I should utilise my various pensions and savings accounts to plan for my eventual retirement. Gareth and Mark provided an excellent analysis of my financial situation and then formulated a credible and realistic plan that would maximise my retirement income for the targeted life expectancy. At our annual reviews I have found Gareth to be very knowledgeable. He takes the time to listen to my concerns and has proved very empathetic about any changes in circumstances, and then explains clearly any advice and/or recommendations he might have to keep my retirement plan on track. I believe that my pensions and other investments have fared as best as could be expected through the various bear markets of recent memory. In conclusion, I would recommend GEM to anyone requiring financial advice and planning because Gareth and his team are thoroughly professional and provide excellent advice and customer service tailored to your requirements."

"Having known Gem & Co since 2011 I would have no hesitation in recommending them to anybody who is looking for financial advice"

"A very fine service from all the team over the last few years. Elliott is a pleasure to deal with, and a real fount of thoughtful, considered opinion and rock-solid advice. A class act all round. Highly recommended."

"We have been clients of Gem&Co for a number of years. Right from the first meeting we were impressed that the advisor really wanted to listen to us - our hopes, financial goals and our current financial status. Subsequently we were presented with some ideas that really showed they had understood our goals and appetite for risk. They took the time to explain in detail their suggestions and we were extremely happy with the outcome. We also have annual review sessions which, again, allow us to course correct or even do some "what-if's" around retirement planning, we find these informative and reassuring. The professional financial planners are supported by a first-rate team, who provide timely communication and are always available to answer specific queries or research questions. We strongly recommend Gem&Co for financial planning and realistic advice."

"I have been with Gem & Co for 10+ years. Within those years I have not had one single worry or problem. They really are a brilliant financial advice and planning outfit Elliott is a consummate professional and his team responsive and efficient. The advice given and investments made have been sound and they have helped me achieve my targets for early retirement. I cannot recommend the services of Gem & co more."