Sharp Credit Services 9541 Flower Street, Bellflower, CA 90706

"Sorry for the long read, but please read before signing up with this guy. What a horrible experience. I first heard about Fernando through Tony and Maribel's Instagram page advocating Fernando and his services. I decided to take their advice and give him a try. At first he was very responsive. We went over my credit profile and after reviewing he said it would be $750. Mind you, I did have a lot of items in collection. 23 items total with 17 with Kaiser for medical bills and 6 others with various companies over the years. He said he was positive he could get me the results I was looking for and get these all off of my credit report. After a couple months I saw 2 items removed and after that absolutely nothing. He never called with progress reports like he promised and trying to reach him was like pulling teeth. One day I finally got ahold of him and he said to start booking progress appointments through Calendly so I did. That didn't help either as every appointment he was a no show. The he started with excuses days later as to why he no showed our appointments. He wasn't feeling well, he had to help his relatives move etc. But 0 communication beforehand. I have the proof of this in text messages. I realized now this guy just scams people. I took matters in my own hands and contacted the BBB for my 17 Kaiser collections and through a direct dispute with then and the company I was able to get all 17 wiped off my credit reports. I told Fernando about it and he didn't believe me so I provided all of my correspondence with the BBB and the collection agency as proof that I did the work. My other collections pretty much all fell off as well due to the statute of limitations of 7 years and I had to show him this proof as well from the credit reports I pulled on my end. Towards the end of my year with him, because he literally did nothing, I asked for a refund, even partial to regain the money that was scammed from me and he declined. The funny thing is the 2 collections he helped remove at the beginning showed back up on my report a couple months after they were removed which I also had proof of and he had no answer as to how or why. The entire time I was working with him, whenever I could get ahold of him, it was always excuse after excuse. He blamed everything on the pandemic as to why things were dragging out which I now realize was a ploy to waste time and get more money. His communication skills are horrible. Even after my year ended I never heard from him again. Funny thing is he's always posting stuff on social media of screen shots saying these are his current results. They are literally screen shots of Credit Karma from Google. He even reposts screen shots of results from Credit Karma that he used previously saying they are new results. All it takes is a little research to see this guy is a scammer. I'm sure now that I wrote this he'll go through his posts and delete the repeats since I pointed it out. I even reached out to Tony and Maribel on Instagram asking them how well they know this guy and could they vouge for him. I briefly explained what was happening saying I heard about Fernando from them and all they said is to ask Fernando and then they blocked me. Guessing they're probably in on it too. I blame myself for not doing more research from the beginning. I guarantee any reviews he has that are positive are from people he knows helping him out. Look at all his negative reviews too, they all tell a similar story. If you sign up with this guy, don't say I didnt warn you when you get scammed."

"Paid 700+ to apparently receive help from Fernando for his repair services. I never saw any results from him. Nor did he contact me to see what steps could be taken, I was always the one trying to get in touch with him. Her sent me a few pictures saying that the items highlighted were going to be removed from my report so I got my hopes up just to fund out that these items were never removed as he promised. I often see him posting about how much he does for his other customers but not about how much he doesn’t do for the others. If he can’t handle more work just simply tell the potential customers you are no longer taking any more clients. Im very disappointed with his service and lack of communication. I would love to get my money back and look elsewhere for the service I need"

"just stay away from this guy, I paid 600+ dollars just to in the end not have anything removed but to be told that we just have to let "time heal my credit". His communication skills are garbage I had to constantly go to him for updates and even then he would just say "in the coming week" or "tomorrow I'll have an update" just to tell me nothing. Just save your money and time honestly."

"I am really disappointed by Fernando I gave him my trust for him to work on my file and get things done the way he promised. At first he was really helpful and promised me he would take care of my file. This year was a false promise and made me wait for nothing items he said he was going to remove are still on my credit and now he wants more money when he gave me his word he would take care of and I have prove of what he told me and now only leaves my messages on seen I wish he could of told me since the beginning of the year he stopped working on my credit file so I could of looked for a different person to help me. My advice to everyone do not trust this guy!"

"Fernando was very helpful at the beginning with great info on how to improve my credit, I payed over $700... 3 months after I did as he said, he stated he would be able to delete a few accounts, I payed all my debt and when I wanted more info on what next steps I need to to do to improve my credit, he doesn’t reply to any of my messages but decided to leave them on read. I’ve been trying to get a hold of him for months with no luck.... hasn’t done anything to help me improve my credit, my credit has gone up due to fact thay I’ve paid my outstanding debt but nothing has he done but send a a couple letters that nothing got deleted.... I Trusted him with my info and trust"