Net Worth Advisory Group

"I have been with them for years. The fee based concept ensures they are only interested in my success versus trying to sell me on something. More importantly, they helped me set a plan that meets my specific needs (not something in a cook book) and then nicely kept me on that plan. I have total confidence in my future every time the market goes crazy because I can calmly look at my plan and know that I anticipated the volatility. (Plus; the email from Ray analyzing the market every time it goes crazy is awesome). I was with them during 2008 and kept my head when others around me were losing theirs. I met my preliminary retirement numbers well ahead of my plan and have continued to set new goals as a result. I can't imagine managing my financial planning with any other firm."

"We switched our financial planners over to Net Worth after I read Ray's excellent book (20 Retirement Decisions You Need to Make Right Now). I was so excited to have access to a financial planner with such a clear and understandable vision of how to manage investment risk. We have had a team of three people work with us, initially meeting quarterly, now twice a year. Ray's firm is "fee based", which means that their only incentive is to make the best decisions for their client. I strongly recommend them."

"Our family has benefited greatly by working with Net Worth Advisory Group over the years. They expertly tailored an investment strategy and monthly plan for our needs and risk level and then routinely make adjustments to ensure quality returns. The staff is very open, transparent and timely with communications and they always answer our questions quickly and accurately. They collaborate well with our family attorney and accountant who appreciate their accurate documents and data. In the current economic environment and market conditions I can't imaging a better firm to use to manage and grow our assets. I highly recommend Net Worth Advisory Group to anyone searching for a high quality, independent management firm."

"I have been a client of Net Worth for a little over 11 years. I joined their group a year before I retired and have been retired for 10 years. I have 11 friends and family members who I recommended join their company. I strongly recommend that you contact them and ask for a copy of Ray's book - you need to understand the difference between fee based and fee only financial advisors and how they manage your money. Net Worth is a fee only company so their interest is making you money. For me, after 10 years of with drawing a fair amount yearly, being a of client of Net Worth, I have quite a bit more in my portfolio now than when I retired.."

"I moved my investment accounts over to Net Worth Advisory Group after moving into consulting several years ago. Ray’s knowledge and genuine concern about my accounts were very impressive from day one and have never wavered. His six-month reviews include reevaluation of lifetime forecasts based on changes in my entire portfolio. He‘a provided forecasts of how his investment strategy has protected investments versus the stock market during poor market performance periods in the 80’s and early 2000’s. My experience with his company has made me comfortable to the point where my reviews of my investments are mostly limited to the biannual reviews we have on video calls."