BlueChip Financial DBA Spotloan

"DO NOT BORROW FROM THEM!!! Their interest rates are ridiculous. They shouldn’t be allowed to charge people the amount of interest they do on small loans. When I pay off the loan I have with them. I would never borrow from them again, I would rather sell everything I have. They are horrible!!!"

"I took out a loan for 1000, have to pay back almost 1400. Been paying sense october of 356 every month and my balance is still over 1000! DO NOT GET THEM! I also have advance America and I took out 1000 dollar loan last year in June and was only paying 126 every month and was done with them by december. Spotloan is RIPOFFS!"

"You must always READ and do you’re investigation on a company before accepting any type of financial assistance. Some people are so desperate this company simply tell you that the interest rate is 480% that’s Illegal in GA This is not my typing this came from an GA Attorneys website. Legal interest rate in GA 7% per year when rate not specified; higher than 7% must be in writing; maximum 16% where principal is $3000 or less; no limit on rate if loan is between $3000 and $250,000 and must be in simple interest in written contract Penalty for Usury Forfeiture of entire interest (§7-4-10); criminal penalty (§7-4-18) Any victim who believes that the lender violated the Truth in Lending Act should file a complaint with the Federal Trade Commission (FTC). An online form is available for the complaint"

"This loan company is horrible. Please do not put yourself in debt by taking out an $800 or below loan from them. They have high interest rates. They give you $800 but you find yourself paying them back over $1,000. This company likes to rob people in need and it’s not okay. They don’t even give out $1,000 loans or more. When you finally pay back the loan, they don’t consider offering you an higher loan to takeout. RUN AND DONT LOOK BACK!"

"Never go here and get a loan. I ask for 600 and have been paying for 140 every 2 weeks for 4months and the payoff is still 795. Do a salary advancement with your bank, take out 401k, or do Ace check payday loan. BUT NEVER COME HERE. This message will be put on YouTube as well. Company like this always fail because that take advantage of people when they are in need. I should have look at the reviews."