Tom Smith SVP Mortgage NMLS 251122 7300 147th Street West, Apple Valley, MN 55124

"Tom was amazing to work with! He made this such a smooth process and answered any questions that my fiancé and I had; and don’t hesitate to ask anything. He is very personable and approachable! Thank you again Tom!"

"I only write reviews when I get service over and above the requested service. Tom has exceed expectations at every turn. He originally helped me with a Refi about 2 years ago. Then a couple of months ago, helped me get my PMI removed and today has got me in touch with the right people to get some tax forms I didn't get in the mail. He has been one of the best mortgage professionals I have ever worked with. Highly recommend Tom!"

"Tom was phenomenal throughout the entire process of buying our home. He and Laurie are always available, helpful, and kind. Tom made what can be a stressful and exhaustive experience into a smooth and comfortable experience. Trust that you are in great hands with his guidance and professionalism, he is the best at what he does!"

"Our family is so thankful for the work that Tom and his team did for us in helping us purchase our last home. They were consistently clear with what they needed from us, always available and happy to answer any questions, and genuinely seemed to care about our family. When our purchase ran into some unexpected snags, the team joyfully worked extra hard and creatively to help us get over every hurdle with excellence and integrity. We would give the highest recommendation to Tom and his team."

"We started our refinance experience with Chase, not that it was a bad experience, but after I mentioned it to a friend of the family Tom and his staff were recommended to us. I placed a call and spoke to Tom via text ,phone, and email. He and his staff were very supportive, professional, and just an overall pleasure to deal with. The entire process was completed in a very reasonable period of time and with no unexpected hassles. Did I mention Tom saved us a quarter percent on our rate and over $2000 in costs over Chase. Thanks Tom"