Tom Heath- The Mortgage Guidance Group at NOVA Home Loans

"Tom is friendly, professional and responsive. No matter what dumb question you ask, he’d educate you in plain English, explaining all the business terms. He is a good advisor. Loved doing business with him"

"Tom and his team provided excellent communication. Set expectations upfront, and then exceeded them! Tom and his team genuinely care about providing the best loan solution for their borrowers. We highly recommend The Mortgage Guidance Group!"

"Tom was phenomenal throughout the entire home buying process. His responses to my many questions were both timely and thorough. He especially went above and beyond to safeguard our information when we encountered an identity theft situation during the loan approval process. I will definitely be recommending Tom and NOVA to all of my colleagues and friends!"

"Tom always delivers excellence in every deal we get to work together. Tom explains loan options to my clients in great detail and he quickly responds to any questions or concerns. Tom has great communication skills and he’s very responsive to both the agents and borrowers. It’s always a pleasure to work with Tom and his team."

"We received excellent service and support when got a mortgage loan with Tom Heath and his top team at Nova Home Loans more than a year ago. But Tom’s commitment of our mortgage loan won’t just stop there; a month ago, Tom notified us about money-saving opportunity when the mortgage interest rate was dropped well enough for us to consider refinancing our home loan. Tom was very good at communication, patient and politely to explain and answer all of our questions. Best of all, he gave us good advises during loan process without any pressure. Also, Tom will ensure we have the best mortgage interest rate which fitted our situation. We highly refer Tom Heath from Nova Home Loans as a trusted mortgage advisor to friends and family when they need a home loan in the future."