Consumers Alliance Processing Corp.

"This program works! CAPR contacted my 3 cards on my behalf and negotiated payments at a lower interest rate, closing the accounts. Because of their system, my credit score did take an original hit (as some have complained in reviews). But after 2 years, I was debt free and purchased my first home! There are good folks at CAPR. Always happy to help and give good tips whenever I called. It's not a consolidation loan, it's a negotiated repayment plan, which is honestly healthier in the long term. Highly recommend!"

"I’ve been in the program twice, once in the past and as of right now. Super helpful customer service and gets your debts settled as quickly as possible especially at low rates and APR! They’ve helped me a lot with becoming debt free. Totally recommend anyone who needs help with debt to work with this company!"

"Debt settlement caused my husbands accounts to go into delinquency which absolutely tanked his credit score. Communication was never clear as to any of this that happened. I, as well as other family members, have used another agency that continued making payments to our accounts without negatively affecting our credit... I would go with another service."

"In 2020 I had to cancel a 6 month trip abroad due to covid which put me 17,000 in the hole. I lost my job, and decided to move north to be with family. I was desperate when I talked to them, there was no other way. I went from having amazing credit, to having none. In the past 2.5 years they have helped me to erase half my dept, and get my credit back on track. Yesterday I found out that all my debt is gone... I cried out of pure happiness. I will never forget what they did for me. I highly highly recommend❤️"

"I spoke to a gentlemen for over an hour today. He is very nice, professional, etc… my situation is unique in that I don’t need monthly payments. I have a lump sum of money that want to pay off my creditors at around 50%. Gentleman gets on the phone and tells me 12,500$ will take care of my creditors. Actually that’s wonderful, but what he doesn’t say is that the fee to do that is 9K! So basically saving me 5K all total. I have a better chance of contacting the creditor myself with a letter and saving myself the fees and suggesting a settlement amount of about 50%. This leads uneducated people to believe they are getting an excellent deal when in fact they are not. They would pay my creditors half of what I owe. They’d take 25% of total debt. Leaving you with saving 25%. Take your chances first by contacting your creditors via mail yourself and save your 50%!!"