Easy Money

Easy Money is a finance institution located at 3536 Pelham Parkway in Pelham, Alabama, United States. Life can throw unexpected curveballs, and when it does, Easy Money is here to help make things a little easier as your trusted community lender. Our dedicated team is always ready to assist you in getting back on track so you can focus on what truly matters. With cash centers conveniently located in Alabama and Tennessee, help is never far away.

Our team is committed to providing exceptional customer service to everyone who walks through our doors. As a local lender, we strive to create positive experiences for customers in need of financial assistance. We aim to make accessing cash easy and stress-free.

In addition to our great loan options, Easy Money also offers services such as money orders and check cashing. Visit us to learn more about the services available at our store.

Please note that there are various financial products available in the market, so it's important to choose one that suits your financial needs. Small-dollar loans used over an extended period can become costly.

Loan products are subject to state regulations, eligibility, credit checks, underwriting, approval, and meeting state database requirements, depending on the type of product requested. Not all products are available at every location. Rates, terms, and conditions apply, so please consult an associate for more information. Lending decisions and funding times are subject to system limitations, and some applications may require additional verification, which could delay the decision.

Rules, restrictions, and fees apply to non-loan services. Please visit the store for more details.

In Alabama, individuals must be at least 19 years old to apply for a loan. The amount of a title loan is determined by the condition of the vehicle and the borrower's income. Title loans are made under the Alabama Pawnshop Act.

In Tennessee, the state requires a minimum principal reduction on Line of Credit Products. To comply with this requirement, Easy Money mandates that minimum payments include a specific principal reduction percentage based on the frequency of the customer's pay.

Early direct deposit availability may vary depending on the payor type, timing, payment instructions, and bank fraud prevention measures. It is important to ensure that the name and Social Security number on file with your employer or benefits provider match your Green Dot account to prevent fraud restrictions.

For free ATM locations, please refer to the app. The first in-network withdrawal per calendar month is free, with subsequent withdrawals incurring a fee. Out-of-network withdrawals and balance inquiries also have associated fees. Limits apply.

As required by the USA PATRIOT Act, we are obligated to obtain, verify, and record information that identifies each person opening an account. This includes providing your name, address, date of birth, and other identifying information to confirm your identity. Documentation may also be requested as proof of identification. Approval is contingent upon successfully passing this mandatory identification confirmation process.