Tower Loan

"Yesterday I received a call from either Tim or Travis about making a payment account. I had already agreed to try to bring in a check on my lunch break if i could but I work 12 hour shifts. When I received a call yesterday I was told by whoever was on the phone that I needed to make a payment of $283 dollars to help my account become current. I informed them that I was aware that I had previously agreed to pay $283 by bringing a check but I might not be able to make it due to me working. I was informed that I could text the number that they were calling me on my routing number and accounting number and they would put it in and process it ( they were calling from their personal phones). I informed them that I wasn’t comfortable doing that and asked if there was an email I could email it to. They stated the company doesn’t have an email but that a payment would need to made today. Even though I wasn’t comfortable with sending my information over text to a stranger I still did it because I had been previously threatened by staff that they would garnish my wages. I agreed to pay $283 dollars I checked my bank account this morning and was charged $397 dollars that I didn’t authorize. I contacted the person who I spoke with yesterday and told them the situation and was told they would look into it I never heard back. All of the staff that I have encountered since i have had my loan account open are rude, nasty, and unprofessional. I have requested several times for Tim and Travis to not contact me anymore and have another staff contact me regarding my account because they are so rude and disrespectful and do not know how to talk to people. My wishes haven’t been respected and these 2 people are still contacting me with their nasty attitudes."

"If you are behind on payments they will call your family your work leave notes at your house and call you everyday 3 times in a row in the morning and afternoon. If you like that sort of reminder go ahead and use them. If not, I wouldn't recommend them AT ALL"

"July 22, 2020; my husband, Willie S. McCall unexpectedly passed away. Prior to his passing, he contacted the facility to request the title to the car that was paid off in June 2020. Unfortunately he became sick soon after and was unable to physically come in and get it. On September 9, 2020; I called the store and requested the title. I was advised, by Blake that my husband would need to come into the store and physically pick it up. I did not understand this requirement since both of our names are listed on the title. I explained to Blake that would be impossible because my husband was no longer here. Blake tried to repeatedly question me about this fact and at that moment I felt highly offended. His tone and questions were very insensitive in nature. He then explained that I would need proof that my husband was no longer here, so I asked if a death certificate was sufficient. I do not know who in their right mind would call into an establishment and make up the fact that there husband or significant other had passed away. On September 10, 2020; I went into the store with my youngest daughter, who is 8-years old and still grieving the loss of her father. I was encountered by a nice young lady who was more than willing to assist me. I explained the reason for the visit, provided my name since I was on the account also, and provided a copy of the death certificate. After I provided her the death certificate, she proceeded to make a copy and walked it over to Blake. Blake went and got the file. Blake asked the young lady, if I had the death certificate and she replied that it was in her hands. He walks up to me and asks if my name is Tamara Hooks, I corrected him by saying that was my maiden name and my legal name is Tamara McCall. He then went on to discuss an account that has been paid off nearly two years and is reflected on my credit report as paid in full. I advised Blake that I was only there for the title. This annoyed Blake. He then advised me that he would have the Sheriff come to my home. I became livid. What is this to say to someone who suddenly lost their spouse and it heavily grieving? I did say to Blake that I hope you never ever lose a love one or someone closes to you and have to experience someone being rude to you, as you are to me. His interaction with me made my daughter very upset. He then gave me the title and continued to ask him me about the closed account, implying that it was unpaid. This was concerning since no action had been attempted in the last two years and now he continues to bring it up. The entire interaction was uncomfortable and uncalled for. After reviewing the title, I discovered that both of our names were on it. I am confused as to why it mattered that only Mr. McCall was able to pick up the title. After initially sharing with Blake that my husband had passed, he offered no condolences but became more insensitive. This seems like a poor reflection on your company, who identifies themselves as the nations’ leader among independent finance companies. Blake’s highly insensitive tone, threats and demeanor seem like conduct that is very unbecoming of a Tower Loan employee. I read where Tower Loans strives to service their customers with a smile and friendly customer service. If this is part of your mission or core value, maybe you should communicate that with Blake. In undergrad school, I learned that word of mouth marketing is so incredibly important and I am willing to share my negative experience with Yelp, Google review, Instagram, Facebook and any other platform needed. I recommend that Tower Loan Corporate Office send Blake through a Sensitivity Training and Customer Service Course before allowing him to continue his interaction with the public."

"So I called in to make a payment on my husbands account which I might add I have been doing for several years now. They call wanting a payment and leave a message on MY PHONE so I called back to do just that. I tell the lady I want to make a payment on my husbands account,now I didn't ask about the loan just make payment and the lady ask is your husband on your banking account? I said no. The lady says well I can't take a payment from you Because his name is not on the account...REALLY? I said well you call me wanting a pay so if you are not going to take a payment don't call me anymore and the lady preceded to tell me that they have not been calling me? So now I am being called a lier and insulting my intelligence. So I then asked the lady if she takes pre-paid cards and she responded no. So I then told her well you will not get a payment,I can't believe this place will not take a payment on somebodies account, you are GIVING them money! The lady finally said fine I will take the payment! We will never use this company again, they are rude, hateful and very unprofessional."

"My mom has gotten several loans from them and has never had a problem they are very friendly & she never gets a call from them except to see if she needs extra money around the holidays."