Madison Monroe and Associates

"I have had the pleasure of having Joe Zinerco work on my student loan refinancing and he has been amazing! He is very responsive to all my questions and will reply to my emails in a very short time. He is extremely thorough, knowledgeable, and breaks down the info in an easy to understand manner. He was able to slash my payments to a manageable amount! I am a very happy customer! Thank you Joe!!"

"I was nervous at first but the concept of them not earning a fee until after I got the savings made me think why not try it? Best decision I ever made getting away from National Debt Relief to a company who actually gets you debt free. I have 2 more accounts left and can’t believe I’m going to be debt free soon!! Thank you Madison"

"It was all a scary experience getting filed on having to appear in court for no payment per Madison and Monroe direction. It was a challenge to come up with extra funds in addition to my payments at times. All in all it was paid off more quickly than I could have done on my own. They are very helpful but ultimately it comes down to how much you can pay and the companies willingness to work with you."

"At the beginning everything was fine and looked perfect . They started working with the banks and credit cards companies trying to get a good deal with my debits. They told me that we can work making $450 monthly payments to fix 7 accounts, for no more than 36 payments , and it was amazing to me after paying more than $1000 monthly for just covering the minimum payments on my credit cards. But before to finished the program resulted that the time of my quotes had been increased to 48 months because a settlement with 2 credit cards was not working so I decided to take it and again coming to my 44 payment I received a call from the account manager saying that the plan had to be more time and I was upset with the situation because the initial plan of payments was completely diferent and I took the decision to finished the program and now I have more than 4 years with issues with my credit because 2 of the 7 accounts were not fixed . They lie to people starting the agreement and increase the quotes numbers doing that people pay more. Also after finishing the payments plan you have to get another program to fix your credit report because the settlements leave a negative footprint on you credit . They say the half of the information depending their benefits. No way"

"Madison Monroe and Associates were excellent to deal with!! They made getting out of debt so easy; all the while remaining professional, courteous and kind. They kept me informed of my program and rapidly responded to any questions/concerns that I had. It’s a tricky avenue to go down, but they make sure you understand just what you’re getting into. The terms of payment are reasonable and really take a lot off your shoulders month by month. I would definitely recommend them to anyone who is seeking out the services they provide."